 Articles tagged: strativia
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Credit card companies along with other creditors routinely target college students for their products and services. If a student is not careful, it is possible for them to become loaded with debt before they even graduate. Think this is a remote problem? Think again. Today, far more college students are stacking up on debt than ever before. What is the primary reason? It is due to a lack of a solid personal financial education. written by Olivia Mallory
Companies are increasingly offering some form of workplace financial education as part of their employee benefits program. They recognize the long-term intrinsic value of such a service. Some other key benefits to offering some form of workplace financial education include: Increasing participation in and contributions to 401(K), 403(B), and other retirement plans, helping employees improve their personal financial wellness, and increasing employee loyalty and morale. written by Olivia Mallory
With nearly 75% of all employees living paycheck-to-paycheck, personal finance issues can adversely affect the work performance. To combat this growing trend, employers are increasingly offering workplace personal financial education for their employees as part of their benefits program. They see this as a real need to help their employees. Further, they see this as an opportunity to fulfill obligations imposed by the Employee Retirement Income Security Act (ERISA), and recent Depart of Labor (DOL) guidelines. written by Olivia Mallory
Credit card companies along with other creditors routinely target college students for their products and services. If a student is not careful, it is possible for them to become loaded with debt before they even graduate. written by Olivia Mallory
Organizations are increasingly offering some form of workplace financial education as part of their employee benefits program. They recognize the long-term intrinsic value of such a service. Other benefits to offering some form of workplace financial education include: written by Olivia Mallory
Presumably the object of having a bank account is to save you money, or at least to help you more easily and properly manage it. written by Olivia Mallory
No matter where you go and what you do, you will need a means to pay for it. More often than not, you will be using some form of credit card. Credit cards are accepted by almost every vendor across the world. written by Olivia Mallory
Establish a budget: There's no better way to manage your finances than by being keenly aware of the interplay between your net income (how much you take home after taxes) and your total expenses (including fixed expenses like bills and variable expenses like clothing or entertainment). See our companion article "Creating a Household Budget" for an easy path to a clear and cogent financial plan. Making use of software, like Budget Forecaster from Strativia, makes the task even easier. << previous page 1 next page>> |
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