Articles tagged: forsacter
<< previous page 1 next page>> written by Olivia Mallory Credit card companies along with other creditors routinely target college students for their products and services. If a student is not careful, it is possible for them to become loaded with debt before they even graduate. Think this is a remote problem? Think again. Today, far more college students are stacking up on debt than ever before. What is the primary reason? It is due to a lack of a solid personal financial education. written by Olivia Mallory Companies are increasingly offering some form of workplace financial education as part of their employee benefits program. They recognize the long-term intrinsic value of such a service. Some other key benefits to offering some form of workplace financial education include: Increasing participation in and contributions to 401(K), 403(B), and other retirement plans, helping employees improve their personal financial wellness, and increasing employee loyalty and morale. written by Olivia Mallory Establish a budget: There's no better way to manage your finances than by being keenly aware of the interplay between your net income (how much you take home after taxes) and your total expenses (including fixed expenses like bills and variable expenses like clothing or entertainment). See our companion article "Creating a Household Budget" for an easy path to a clear and cogent financial plan. Making use of software, like Budget Forecaster from Strativia, makes the task even easier. << previous page 1 next page>> |