Articles tagged: compare credit cards
<< previous page 1 next page>> written by Alice shown Responsible money management begins with daily actions. Everyday purchases are made without hesitation on lines of credit. written by Scott McClain There is nothing simple about credit cards and balance transfers. It is about how you use your credit card, especially if you do a balance transfer between different credit cards, and how credit card providers have three different types of money. I know that sounds strange but credit card companies divide your balance up between balance transfer money, money for normal spending and cash money withdrawn on your credit card from the ATM. written by Scott McClain When your credit card company sends you one of those information letters be sure to compare the changed conditions to all other credit card companies around.
Credit card companies are struggling to keep their profits up, in these ‘subprime’ times. News that the typical credit card rate of interest is now over 19% per annum should not go unquestioned. Without fanfare the credit card providers are raising the charges or decreasing benefits or capping frequent flyer points. One such condition change could be for cash withdrawal transactions. This is where you get cash from the ATM on your credit card. written by Scott McClain There are two types of credit card user. Those who pay up their balance in full each month and those who cannot afford to do this. Let’s call the first type of credit card user a ‘transactor’ while the second type of credit card user we will call a ‘borrower’.
Around 50% of credit card users are transactors. If you often use your credit card for shopping and marketing but always pay up the balance in full each month, you avoid paying interest completely. Most credit cards offer an interest-free period of up to 59 days from the date of the purchase. This allows the time necessary to gather the cash before your payment is due. There are a few credit card contracts that do not offer any ‘free’ periods even if you clear your balance in full every month. Watch out for these! written by Simon Duffy In my opinion the internet is responsible for most of the change in attitude, not only to credit cards, but finance in general, accross the UK... written by Simon Duffy You might wonder why or how the credit crunch can continue to affect the everyday finances of people in UK? Don't forget... written by Simon Duffy With house prices falling by 2.5 per cent in March 2008 you might think the whole country is on the verge of meltdown, but what does it really mean for us? written by Susan Slobac If you have faced a challenging life situation that left you with a bad credit rating, there are routes back to solid ground. By starting fresh with a low APR credit card or credit card consolidation, you can actually repair and rebuild your rating. written by Simon Duffy Do you simply choose to ignore your a href="http://www.thefinancialblog.co.uk/click.php?kw=credit%20card">credit card bill? Large numbers of people in the UK admit to this alarming habit, but perhaps even more conearning is... written by Simon Duffy A staggering 3.2 million of us in the UK own 5 or more credit cards. I suppose this is hardly surprising given the... written by Simon Duffy The ever increasing debt levels in the UK mean that getting a credit card is becoming more difficult... written by Simon Duffy The financial news stories seem to be full of the crisis at Northern Rock, who’s going to buy them, how will it be funded and the credit crunch... written by Simon Duffy There are two main things to consider when you apply for a credit card. Firstly you should look for... written by Simon Duffy In light of the recent ‘credit crunch’ that seemingly every financial expert and newspaper or website mentions whenever the subject of finances is raised, what does the ‘credit crunch’ mean for the average person in the street? How will affect our day to day lives in the future? written by Simon Duffy You should beware of credit card companies offering new deals in the New Year, especially if you’re thinking of written by Simon Duffy This year people are planning to spend more on Christmas than they did last year. There’s only one week to go now... written by Simon Duffy I can’t get my head around premium credit card offers... written by Simon Duffy If you owed money on a credit card in the past, I’m talking about 15 or even 20 years ago, the best thing to do would be to pay off all the debt as soon as possible. written by Simon Duffy
The zero per cent on balance transfers for 13 months is available on 3 December for all new customers written by Simon Duffy Shoppers beware of the store card! written by Simon Duffy I've just realised how useful this credit card is! written by Mary Wallace When applying for student credit cards, get the facts first. Think about why credit card companies might be targeting you as a student and make the right choice. Visit http://www.studentcreditcards.com to compare before you choose your plastic. << previous page 1 next page>> |