Articles tagged: build credit in your name 

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Your Name and Credit Building written by Keith Hoyng
If you have failing credit and are married, you might need to develop your credit in your name instead of with your spouse. Someone has to have stability. In addition if you and your spouse are separated and all the credit cards of credit information are in your spouse’s name you will want to restore your credit in your name. Having your credit restored is the first stage to repairing your credit.

When you get your credit report you will notice that your spouse’s name is recorded on the credit reports. This is because both you and your spouse applied for credit cards, took out car loans or other type of loans. This indicates that you are accountable for your spouse’s account. The benefit is that credit bureaus can’t list the negative accounts against you if you are divorced.

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