Articles tagged: banking industry
<< previous page 1 next page>> written by Amanda Hash With so many terms in the financial world floating around, you may not know what debt-to-income ratio means. Your debt-to-income ratio is simply what your household income is versus how much debt you currently carry. Regardless of how you got into debt, be it medical expenses or on credit cards, if your debt-to-income ratio is higher than the banking industry standard of 31%, you would be seen as high risk to lenders. Being categorized as high risk can make it difficult for you to qualify for a modified or altered loan product. written by James Marriot In spite of the slackening in the Q3, 2006, current account shortfall of SA will remain high for some time. written by James Marriot With technological advancements, banking sector in India has become much accurate, fast, easier, and less time consuming. SMS Banking, Mobile Banking, ATMs, and Net Banking are just the beginning. written by James Marriot With second highest growth rate of economy, India is gaining prominence in the world market. However, a robust banking industry is essential to uphold the enhanced levels of activities, both in domestic as well as global market. Despite undergoing dramatic changes during the past decade, the existing risk management system of Indian banking sector is still in its nascent stage and needs to be augmented.
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