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Unsecured loans: borrow with discretion written by Gracy Bonsu
Unsecured loans are easily available but, a lot of borrowers never check the affordability of the loans. There can never be enough money, so borrowing without having a clear idea of how much you actually need is a recipe for disaster. Always have a good idea about your monthly budget and how much you can spare before applying for unsecured loans.

What if you default on unsecured loans? written by Gracy Bonsu
If you are suffering from paucity of funds, tell your lender frankly and go for an IVA that is far better than CCJ and bankruptcy, to both the borrower, as well as the lender.

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