 Articles tagged: mutual fund investment
<< previous page 1 next page>> written by Ryan Crown Crown
With the rising popularity of Mutual Funds as a long term investment module, the average investor should weigh all pros and cons prior to selecting an option for their investment portfolio. Initially Mutual Fund Investments were considered to yield high capital gains in the longer runs but at the same time they were extremely risky and the output mostly depended on the market conditions. Lately they have earned the reputation of being good tax-saving investment instruments in the longer run, and as of late they have ventured into the most imperative investment option – Pension. With the growing confidence in the private pension system in India, the Indian Ministry of Finance recently announced an increase in investment flexibility, which will be effective from 1 April 2009. written by Ryan Crown Crown
SIP or systematic investment planning refers to the strategy that you tend to implement prior to depositing your money into any investment module, be it Mutual Funds, bonds, etc. From Mutual Funds point of view SIP helps you save money on a regular basis. A small amount is to be deposited every month on recurring basis till that particular fund cycle ends. Most people would consider SIP to be a type of a Mutual Fund, which in true sense isn’t correct; SIP is simply a method of investing in a Mutual Fund. If an investor wants to invest on a recurring basis, a systematic investment plan (SIP) is a good option. Its long duration helps to reduce the impact of bull and bear phases. written by Ryan Crown Crown
ELSS is abbreviation for Equity-Linked Saving Scheme. This is one of several schemes offered by mutual funds and is popular among high net worth tax payers because of their unique features. For the high-income individuals (people whose annual income is above the tax-free slab), equity-linked saving schemes are a good way to save tax. Generally Mutual Fund Investments are considered to be risky without proper guidance / knowledge, but investing with ELSS, along with tax-deduction benefits you do get monetary profits in the longer run. For instance, someone who is risk-averse can opt for life insurance or five-year deposit with a bank. For someone keen on saving tax, even on income (interest) arising out of the investment would prefer Provident Funds (Employee Provident Fund or Public Provident Fund). Then, for the young and high net worth, with a good risk appetite can go for ELSS. << previous page 1 next page>> |
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