Articles tagged: insurance policy payment 

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When was the Last Time Your Reviewed Your Insurance Policy? written by Mr. Mark Decherd
If you’re like most homeowners, you carefully selected a homeowner’s insurance policy when you purchased your home. You made sure that you had adequate coverage based on the value of your home, its contents, and your financial needs at the time. However, if you’ve been in your home for a number of years, it’s highly likely that your situation has changed – for better or for worse.

Homeowner’s Insurance Puzzles: Is This Covered? written by Mr. Mark Decherd
Most homeowner’s insurance policies are HO-3 policies. This type of policy has property insurance and personal liability components and provides coverage from the home and structures for all risks other than those that are specifically excluded with earthquakes and floods commonly excluded.

How to Dance well with the Insurance Adjuster written by Mr. Mark Decherd
If you’ve recently filed a water damage insurance claim, strike up the band because it’s time to dance! Yes, you will need to do a little dancing with the insurance adjuster. Feel the beat: one, two, three, four, one, two, three, and four. Okay, let’s go.

In and Out of the Insurance Maze written by Mr. Mark Decherd
Yes, it is an insurance maze. When should you file a claim? When shouldn’t you file a claim? How do you know when the hassle of filing insurance papers is worth it?

Insurance Claims Management Tips for Homeowners written by Mr. Mark Decherd
For most homeowners, filing homeowner’s insurance claims is a rare event. Unfortunately, because individuals don’t need to do so often, it’s easy to find yourself getting the short end of the deal.

Why Insurance Fraud Hurts Us All written by Mr. Mark Decherd
In short, insurance fraud is wrong. It is unethical. It hurts us all. If you want to see decreased insurance premiums, you must take a stand against insurance fraud. In addition, if you want to see increased profits of your own, taking the high, ethical road is the right choice.

It’s your insurance claim; you should get paid for the whole thing! written by Mr. Mark Decherd
Now, you have paid for your coverage through your premiums and you deserve to get the service that you paid for. Unfortunately, unless you are vigilant, you may not be fully reimbursed for your insurance losses.

How to document your way to a bigger insurance check written by Mr. Mark Decherd
Document the damage now. Take pictures and video of everything, again paying attention to details. For example, if your home is flooded, take pictures of the standing water and the damaged contents as well as the structural damage, inside and out.

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