Articles tagged: economics
<< previous page 1 2 next page>> written by Brian S. Icenhower With local elections on the horizon, it is essential to understand the significant impact that our newly elected leaders will have on real estate values in our area. Most individuals consider housing, or shelter, to be a necessity item on par with essentials such as food and water. written by Brian S. Icenhower The United States Census Bureau has reported that a third of the country’s population will be 50 years or older by the year 2010. Accordingly, a 2009 study conducted jointly by the National Association of Home Builders (NAHB) and the MetLife Mature Market Institute (MMI) revealed that the Baby Boomer generation alone will represent 25% of the United States population by 2010. written by Brian S. Icenhower Economic experts overwhelmingly agree that before the United States financial crisis finally comes to an end, declining housing values must be halted so that real estate will once again provide adequate security for lenders to make loans comfortably. written by Jane Muder Exterior shutters can enhance the beauty and value of your home. The right style of exterior shutters can complement period architecture handsomely. Shutters are practical home decorating choices, as well. They protect your windows from hail, rain, and wind damage. And, they offer excellent interior climate control. written by Brian S. Icenhower Despite the United States Federal Reserve Board’s diligent attempts to stimulate the economy throughout the year of 2008 by repeatedly reducing the Federal Funds rate, the typically correlating thirty-year average mortgage rate stubbornly remained unchanged through the first quarter of 2009 written by Brian S. Icenhower Attempts by Federal and State governments in the first quarter of 2009 to stimulate home sales have resulted in the creation of significant incentives for buyers seeking to take advantage of attractive housing prices across the United States. written by Brian S. Icenhower The investment quandary as to the best method for acquiring foreclosed property at heavily discounted prices inevitably surfaces at the same stage in the real estate cycle every ten to twenty years. written by Brian S. Icenhower Continuous declines in United States’ housing values after the mid-2000s caused an increasing number of borrowers to explore the loan modification process in an attempt to avoid losing their homes to foreclosure. written by Brian S. Icenhower Now that the majority of elected officials serving in Congress and the White House have publicly stated their resolute intent to spend United States Treasury funds to attempt to stimulate the nation’s economy, the ideological debate as to whether it is proper to use taxpayer dollars in support of this effort should now be set aside as moot. written by Brian S. Icenhower The Gramm-Leach-Bliley Act (GLBA) of 1999, repealed the portion of the Glass-Steagall Act of 1933 that prohibited banks from consolidating with investment houses while the GLBA also expanded the influence of the Community Reinvestment Act of 1977 which requires banks to make loans to higher-risk borrowers. written by Brian S. Icenhower It is widely accepted that rent amounts are a fundamental factor in determining the value of housing. If housing prices rise too far out of line with rents, a combination of declines in home values and increases in rent amounts will ultimately occur and enable these two averages to correct back toward each other. written by Laveesh Bhandari A good digital payment ecosystem is one that enables financial inclusion, that allows all citizens to participate in the growth and development trajectory of the economy. Given that the business of digital transactions is new and unfamiliar, governments and regulators tend to be cautious about allowing innovations that may disrupt financial stability of the economy. written by Brian S. Icenhower When seemingly endless statistical reports show steadily declining home values, it is essential to analyze geographic micro-markets to properly assess the value of residential properties. written by Brian S. Icenhower On July 30, 2008 United States President George W. Bush signed into law the Housing Stimulus Bill H.R. 3221, now dubbed the “Housing and Economic Recovery Act of 2008”. This historic bill was previously passed in the House of Representatives by a vote of 272-152 and in the Senate by a vote of 72-13. written by Brian S. Icenhower Have you ever noticed how buyers flock to purchase property in droves when real estate prices are at their peak, yet buyers are relatively scarce when prices are most affordable? written by Brian S. Icenhower Now that the entities known as Fannie Mae and Freddie Mac have been thrust to the forefront of national media coverage due to their rapid decrease in stock values which has resulted in a multitude of emergency congressional hearings, cabinet sessions, press conferences, and government conservatorship written by Brian S. Icenhower Now that the entities known as Fannie Mae and Freddie Mac have been thrust to the forefront of national media coverage due to their rapid failures which have resulted in a multitude of emergency congressional hearings, cabinet sessions, press conferences and ultimate government conervatorship written by Brian S. Icenhower Home builders are currently facing a rapidly emerging demographic that has forced the housing industry to begin shifting away from traditional forms of real estate development into methods that cater specifically to the needs of seniors. written by Brian S. Icenhower With 2008 having been an election year, it has been convenient to levy all blame for our country’s current economic condition on our nation’s presidential administration for the last eight years. written by O Brittian Great Depression Causes written by Luke Duren The report card could not be hidden; it had to be shown, and out would come the glares, stares, and the cane... Do I need say more? written by Angela Alderton Small cash loans are short term loans guaranteed against a post-dated check. They can be used to fund urgent need for cash. They are easily approved and loan amount is quickly granted. written by Viince Austin Online tutoring is not the best way only for working parents but also for those, who are not able to find or hire a qualified tutor for their children in local area or don’t want to send their children for tutoring miles away from house. written by Steve Gillman The new science of evolutionary economics explains some of our irrational choices. How are you thinking about money? written by Robert Duval Duval I analyze the main factors that affect the chances for success in Calculus. What do we need to do to make sure our children keep up with it? written by Trade India We may praise them, we may criticize them...but it's a fact that India's eco-politics has had its share of successes and blunders on its way to where we stand now. Time to time political stands attracted bitter criticism on whether protection of the economy was in fact truly based on long-run comparative advantage, or whether it was determined by other, more political motives. written by Marlon Broussard I have come to realize that my core beliefs about economics, finance, capitalism, business, money, consumerism, and the like, are all contrary to how our world functions today. Now, the questions to ask are rather simple; Does that make the “Worlds” way of functioning wrong?, Are those who make their livelihoods through this way of functioning, bad for doing so?, Are you an anarchist?
The simple answers to these three questions are no, no, & NO! written by Tango Pang No matter what our goals happen to be, most of us find ourselves in need of good sound finance advice from time to time. We can find all sorts of qualified finance advisers around us. Our local bank is usually willing to help us understand the workings of saving and investing, and without charging anything for going over the basics. Many communities have non-profit organizations that help with preparing budgets and providing counseling when persons are in need of a few tips on breaking bad financial habits. written by Jeff Stats Half a century ago nobody could even imagine the pace of growing that China is experiencing right now. Back then it was simply a country with a devastated by war economy that was just starting to recover from the most difficult periods in its history. written by Johnny Shaw Hydrocarbon fuel has skyrocketed in the last year. As consumers we are looking for ways to save money and still live comfortably. Burning wood for heat could by your answer. We need to consider some key areas before making the change. << previous page 1 2 next page>> |