Articles tagged: balance transfers
<< previous page 1 2 next page>> written by Jeremy Biberdorf You've seen them over and over. Until the credit crunch of 2008 brought the credit market to a standstill, the average consumer was finding their mailbox filled with credit card offers. 0% APR was the bold print on the outside of the envelope. The advertisements were telling us that if we transferred our balances from our old credit cards, we would pay no interest for 6 months or a year or even longer. written by Scott McClain There is nothing simple about credit cards and balance transfers. It is about how you use your credit card, especially if you do a balance transfer between different credit cards, and how credit card providers have three different types of money. I know that sounds strange but credit card companies divide your balance up between balance transfer money, money for normal spending and cash money withdrawn on your credit card from the ATM. written by Scott McClain When your credit card company sends you one of those information letters be sure to compare the changed conditions to all other credit card companies around.
Credit card companies are struggling to keep their profits up, in these ‘subprime’ times. News that the typical credit card rate of interest is now over 19% per annum should not go unquestioned. Without fanfare the credit card providers are raising the charges or decreasing benefits or capping frequent flyer points. One such condition change could be for cash withdrawal transactions. This is where you get cash from the ATM on your credit card. written by Scott McClain There are two types of credit card user. Those who pay up their balance in full each month and those who cannot afford to do this. Let’s call the first type of credit card user a ‘transactor’ while the second type of credit card user we will call a ‘borrower’.
Around 50% of credit card users are transactors. If you often use your credit card for shopping and marketing but always pay up the balance in full each month, you avoid paying interest completely. Most credit cards offer an interest-free period of up to 59 days from the date of the purchase. This allows the time necessary to gather the cash before your payment is due. There are a few credit card contracts that do not offer any ‘free’ periods even if you clear your balance in full every month. Watch out for these! written by Noreen Ruth Balance transfers may be a great way to consolidate your debt; but before you make the move, understand the risks. written by John Allen Reduce your debt with lower interest and balance transfers written by Jeremy Biberdorf Credit card introductory periods often boast some really awesome offers to those who choose to take advantage of them. By putting credit cards to work for your finances, you can appreciate a multitude of benefits ranging from getting out of debt early to enabling a big one time purchase. written by Simon Duffy With nearly 200 balance transfer offers on the market, you may be misled into thinking that you have an infinite choice... written by Simon Duffy Now that the Christmas shopping frenzy is over I’m sure we’re now all ready to start on the January sales! written by Mary Wise You can take advantage of 0% Balance Transfer Credit Card Promotions and save hundreds and even thousands of dollars in interests. written by Martin McAllister If you're having trouble managing your debt, you might want to think about changing your credit card provider in order to take advantage of low interest rates on balance transfers. written by Robert Alan Balance Transfers are one of the smartest ways to cut down your credit card interests and fees. But how foolproof is this concept? Go through the interest and payment-related details of any card offer before you sign on the dotted line. Use this article as a primer and a guide on the use of balance transfers. written by Robert Alan Article describes how a credit card balance transfer, if used wisely, can actually help you earn money. Learnhow to do it, while avoiding unnecessary risks and losses. written by Robert Alan When it comes to balance transfer options, knowing what the facts are is very important. Some balance transfer credit cards offer many more benefits than others, but finding the lowest rates is possible on this type of credit card. written by Robert Alan Balance transfer credit cards allow cardholders to find the best rates for their needs without having to sacrifice cost. When it comes down to it, you will save considerably if you use a balance transfer credit card wisely. written by Robert Alan The attractive offer of 0% Balance Transfers has evidently enticed you. If you have an enormous outstanding credit card balance, it is all the more exciting. Hold on, there are a few details you need to check before taking the plunge. written by Robert Alan This article describes the effective use of balance transfer credit card offers. written by Robert Alan Learn how to take advantage of the options that a balance transfer credit card has to offer. Transfer balances from high interest credit cards to one with little or no interest. written by Robert Alan The article describes who benefits from balance transfer credit cards and why, and offers guidance to those shopping for one. The article is presented from the perspective of the customer and how the market economy benefits him through balance transfer credit cards. written by Robert Alan This article focuses on the needs that an individual may have for a balance transfer credit card, and the things they need to look for when choosing the best card for them. written by Robert Alan Trying to determine if a credit card balance transfer is for you can be difficult. There are some ways to use the balance transfer scenario to save money and this article shows you one of them. written by Robert Alan This article covers the advantages and disadvantages of balance transfers and the opportunity to do it. written by Robert Alan This article describes the pitfals of balance transfers and how to avoid them. written by Bert Wills
written by Joseph Kenny
written by Joseph Kenny
written by Peter Kenny The UK credit card industry has matured into one of the most lucrative and sophisticated in the world. There are now so many providers and options for customers to choose from that there should be something on the market for pretty much everyone written by Peter Kenny What is the first thing you look at when you receive a new offer for credit? For most people, the answer to this question is that they look at the maximum limit they can spend. In fact, what is more important, and should be the first thing you look at with any new offer of credit, is the interest rate. written by Peter Kenny Depending on which company supplies your credit card and which credit card you have, you are likely to have access to a whole range of additional services that come along with your credit card. written by Peter Kenny How good would it feel if every time you spent money you got some back? Well that’s what most credit card companies are offering you at the moment, as the big credit card company’s battle out the customers can only benefit << previous page 1 2 next page>> |