 Articles tagged: DTI
<< previous page 1 next page>> written by Raisa Raima
USB Pen drives are the most convenient devices when it comes to the storage of your documents, files and applications. Not only this, the information can be stored for long time periods and the users can also have the option of storing large amount of documents. written by Dale Rogers
One has to wonder about borrowers signing up for a new Option ARM (Adjustable Rate Mortgage) with negative amortization and low teaser rates really know what is ahead of them. The slick computer models showing ‘what if scenarios’ make the case based on given assumptions. The term negative amortization is something that will be in front of their faces real soon. With a minimum payments starting in 1%, 2%, 3% etc. the real fully indexed rate which includes an underlying base of a chosen index plus the margin to make the real rate ticking away at maybe 4% to 6% higher. This thereby guarantees a negative amortization mortgage loan increases monthly or whatever adjustment period that is signed up for in the ARM instruments. written by Dale Rogers
Areas of the country that have enjoyed a big run up in values the past year are now paying for it. Local tax assessors doing their jobs, based on comparable sales, are moving assessed values up to increasingly high levels. Housing affordability is a function of interest rates, housing prices and the taxes and insurance and income levels of the citizenry. With the recent run up, in some cases the property taxes have more than doubled.
What is particularly disturbing is that many municipalities (NOT ALL OF COURSE) are awash in cash with this new surge in revenue. These governing bodies have the power to reduce the mill age rates to offer some sanity to these homeowners. Yes, there are always projects and departments that can use more cash, but every stinking penny of it?
written by Dale Rogers
In a soft real estate market where owners need to sell and have a high degree of motivation to dispose of their property. This is the opportunity that a buyer with challenged credit history can seek to “help” a seller out of their current dilemma by arranging sale terms that will help both buyer and seller. These scenarios may not work for anyone who has zero options, zero income and zero means to pay anything back. It is rather, for those who are fighting their way back and do have options, have income and now have means to meet their obligations on a negotiated deal. This will not work if a buyer throws their hands up and gives up to the possibility of buying a property. This opportunity will work for those buyers who have a need as well as a burning desire in their belly to buy something that will meet their family goals and will do what is necessary to make it happen. << previous page 1 next page>> |
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