 Category: Credit Cards
Category: Finance >> Credit Cards<< previous page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 next page >> by Stephen Snyder  [ 2006-12-20 ] Even if you significantly pay down the balances on your credit cards for the right reason (to improve your credit scores so you could obtain better credit terms at the lowest possible interest rates), you won't see the effect on your credit reports for 30 to 60 days—and in some cases even longer by Martin McAllister  [ 2006-12-19 ] Since the invention of the credit card in the early 1900s, the world has seen a revolution in the utility of this financial tool - and the latest innovation promises to eliminate the scourge of loose change. by Michael Saunders  [ 2006-12-16 ] Did you know that there's a fourth credit bureau of considerable influence in this country? The company is called Innovis, and you might want to contact Innovis and find out what information this company is reporting about you. by Samuel Hary  [ 2006-12-15 ] It is not always feasible to carry a fat wallet when you go on a shopping spree, or are traveling to far flung places. They as it is are a nuisance and at times can be a source of safety scare as well. The concept of plastic money came up only to address issues such as these, I reckon. by Michael Saunders  [ 2006-12-14 ] The FCRA provides a list of rights and procedures that will assist you in clearing away negative remarks and reestablishing your creditworthiness - regardless of your previous credit history. by Andre Hollinshed Hollinshed [ 2006-12-06 ] Using a home equity line of credit could be very beneficial if you are a homeowner, opposed to using a credit card. by Stephen Snyder  [ 2006-12-06 ] If your credit card lender does conduct a universal review on you and you're negatively affected by their decision—here's what to do. by James Hunaban  [ 2006-11-24 ] We all have different credit requirements, and so the credit card companies design various cards to suit. The variant we are interested in here is the student credit card. by [ 2006-11-22 ] This article discusses many of the more common credit card fees that can be avoided. by [ 2006-11-17 ] What you need to know before you apply for a credit card.
APR, annual fees, hidden costs,...etc.
What kind of card suits you most and how it will fit your needs. by Andi Wize  [ 2006-11-14 ] When you are in the market for a new credit card, the features you have to choose from may draw you to the card. How to Choose Your Best Reward Card? Let's find out. by Andi Wize  [ 2006-11-09 ] If you are looking for the best possible deal and the best company for your credit card, you’ll obviously need to look around at what you have to choose from and what works best for you. by [ 2006-11-08 ] Here is an useful resource for Ways to protect your personal information on the internet.
by Richard Gilliland  [ 2006-11-02 ] In this day in time your personal information such as your address, credit card number, checking account number, and even your telephone number, is at an all time high of theft. Telemarketing companies and marketing companies will pay top dollar for your personal information depending on the type of information collected. Identity theft and other related crimes are also at an all time high.
by Richard Gilliland  [ 2006-11-02 ] Every internet user should be aware that not everything is as it appears. And anyone banking online etc. should know about a credit card spoof(otherwise known as phishing or a hoax).
by Richard Gilliland  [ 2006-11-02 ] Johnny Cash and Elvis Presley are now being reconized with 2 new Prepaid MasterCards. Both of which offer a $1,000 sweepstakes.
by Richard Gilliland  [ 2006-11-02 ] Citibank has seen large growth in their credit card base in the past few years and is expected to match the industry's projected expansion of 15% per annum in the next couple years.
by Richard Gilliland  [ 2006-11-02 ] Do you care about your credit? Even if you are not looking to purchase a home or a car in the next few years, these are not the only people that may look at your credit report. Credit reporting can affect you getting a job, renting an apartment, getting credit, or many other things.
by Richard Gilliland  [ 2006-11-02 ] Three major credit bureau's keep information on your credit history. You should locate some of these companies and find out what is in your credit report before trying to determine a credit card that suits you.
by Richard Gilliland  [ 2006-11-02 ] Citi will begin to test balance transfer fees on chosen cards, so when applying for a card or making a balance transfer be sure to read carefully.
by Richard Gilliland  [ 2006-11-02 ] Over the last few years the internet has become your one stop to finding credit cards, comparing APR (annual percentage rate), rewards programs and incentives. And the best part is you can apply for all of them online and with a secure connection. Just from searching google you can find millions of credit card resources
by Richard Gilliland  [ 2006-11-02 ] Every Internet user should know about spoof (a.k.a. phishing or hoax) e-mails that appear to be from a well-known company but can put you at risk.
by [ 2006-11-01 ] Whether they are used to manage the household budget and help with cash flow in between salary or bonus payments or are simply used to buy the occasional treat, it seems as though credit cards are here to stay. There are a vast number of credit card issuers and an array of tempting offers. When choosing a new card provider, you should therefore take a look at your own specific requirements and apply the relevant assessment criteria. by Viineet Jain  [ 2006-10-30 ] With the knowledge of five main factors the principal, interest rate, term of the loan, points, and fees. you'll be one step closer to getting the most out of your mortgage. by [ 2006-10-30 ] Normally, when you're looking to consolidate credit card debt you have the following options: get a debt consolidation loan -or- apply for a home equity loan. But if your credit card debt is still manageable, you may want to consider consolidating your balances with a 0% APR credit cards instead.
by Robert Alan  [ 2006-10-23 ] College credit cards are a great way to build a sound credit history at an early age. This article examines the key features and the advantages of college credit cards. by Robert Alan  [ 2006-10-23 ] The article explains how college students can optimize the use of their college credit cards, smooth out their first credit wrinkles and avoid complications caused by late payments and excessive bills. by Robert Alan  [ 2006-10-23 ] Cash back credit cards provide an opportunity for consumers to be paid to shop. This article aims to tell you more about the seemingly magical benefits of cash back rebate credit cards. by Robert Alan  [ 2006-10-23 ] Many believe college student credit cards should not be encouraged among college students, but this article aims to point out the advantages that are associated with college credit cards, how to keep them under control and use them effectively. by Robert Alan  [ 2006-10-23 ] This article describes how to select the very best low APR credit cards that best fit your needs. by Robert Alan  [ 2006-10-23 ] Small business credit cards help small business owners separate business and personal expenses while providing an edge to expand or limit growth. by Robert Alan  [ 2006-10-20 ] If you wish to set up a successful business of your own, use a small business credit card that will help you achieve your financial goals. by Robert Alan  [ 2006-10-20 ] This article gives various guidelines on how to choose the right airlines credit card. by Robert Alan  [ 2006-10-20 ] Describes everything you need to know about rebate credit cards and how to get the most out of the various credit card rebates available. by Robert Alan  [ 2006-10-20 ] Balance Transfers are one of the smartest ways to cut down your credit card interests and fees. But how foolproof is this concept? Go through the interest and payment-related details of any card offer before you sign on the dotted line. Use this article as a primer and a guide on the use of balance transfers. by Robert Alan  [ 2006-10-20 ] A penny spent is a penny earned! This is the offer from credit card cash back companies. Are rebate credit cards a clever gimmick or a good investment? Be sure, be safe. by Dale Rogers  [ 2006-10-20 ] The “Universal Default” trigger mechanism used by many credit card companies who regularly check payment history in the bureaus. If they find a 30-day late or other derogatory information the interest rates on ALL the credit cards can be accelerated in many cases to the maximum legal limit. Thus, the sweet heart introductory rates went in some cases from 8.5% to 29.99% + to varying degrees.
The “125%” Combined Loan-To-Value Second Mortgage can be utilized to roll high interest rate credit cards down to say 14.5% up to a loan limit in many cases to $75,000. It’s not a cure all but rather a temporary band aid to increase monthly cash flow while fully amortizing the debt. Aggressive payment of this second can make some sense as this rate is 14.5% plus depending on credit scores and exact loan to value percentages.
by Robert Alan  [ 2006-10-13 ] Describes the pluses and minuses of mileage credit cards. by Robert Alan  [ 2006-10-13 ] Credit card issuers have begun to offer a wide variety of cards to the public, chief among them are the attractive rewards credit cards. When looking at the math behind a rewards credit card, a percentage-based credit card rewards system typically wins out over points-based systems. by Jeremy Biberdorf  [ 2006-10-12 ] For a student, it can be difficult to get a credit card that saves money on gas. The best credit cards require a minimum annual income. The average college student does not have the time for classes and a job. Those who do work after class still do not earn enough to qualify for most rewards credit cards. A student usually only qualifies for basic credit card. For a student who drives there are some student gas credit cards available. by Robert Alan  [ 2006-10-12 ] Finding the ideal choice of business credit cards can be rather difficult, unless you take the time necessary to find the right opportunity from the beginning. Here are some tips to make that happen. by Robert Alan  [ 2006-10-12 ] Business credit cards can be an excellent way to streamline existing business operations in the Internet Age. By offering variable credit limits, rewards on common business purchases, and individual cards with employee-specific credit limits, business credit cards can make accounting and planning simpler, while also taking a significant chunk out of common business expenses and increasing profits overall. by Robert Alan  [ 2006-10-12 ] The attractive offer of 0% Balance Transfers has evidently enticed you. If you have an enormous outstanding credit card balance, it is all the more exciting. Hold on, there are a few details you need to check before taking the plunge. by Robert Alan  [ 2006-10-12 ] Balance transfer credit cards allow cardholders to find the best rates for their needs without having to sacrifice cost. When it comes down to it, you will save considerably if you use a balance transfer credit card wisely. by Robert Alan  [ 2006-10-12 ] The cash back credit cards are able to provide you with just what you need to make credit card purchases a little sweeter, providing you with the ability to be rewarded for the funds that you spend. by Robert Alan  [ 2006-10-12 ] Cash back credit cards generate profits for card issuers, generate more business for merchants and retailers as well as cash back rewards for cardholders, offering potentially equal benefits for all involved. by Robert Alan  [ 2006-10-12 ] For students, having access to college student credit cards to use is almost a necessity today. With the help of a good line of credit used wisely, you can use it as you need to and secure your future as well. by Stephen Snyder  [ 2006-10-12 ] Any new habits you begin today in managing your credit will begin to affect your credit scores in 30 to 60 days. This is due to the lag time between the action you take versus how long it takes the lender to report that action to the credit reporting agencies by Alison White  [ 2006-09-27 ] The prepaid debit cards and pre-paid credit cards can help you control your spending. A reloadable debit card allows you to only spend up to the amount you have pre-deposited into the account. by james johnson [ 2006-09-26 ] Examines the damage that can occur to your credit score when you decide to close a credit account. Helpful hints on how to avoid damage is available within |