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Category: Personal Finance


Category: Finance >> Personal Finance

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Create a Personal Budget in Less Than 4 Steps by Brad Homer Expert
[ 2006-09-23 ]
Creating a personal budget is probably the single most important thing you can do to move yourself towards financial security. If you break down the steps to creating a personal budget, it's not complicated.
The big thing that stops most people from creating and maintaining a personal budget is...

Cash Flow: For Your Budget to Stick, You Must Have This Covered! by Brad Homer Expert
[ 2006-09-22 ]
Cash flow isn’t just a concept important to businesses. To properly manage your personal finances you should understand the basics of cash flow and its importance in supporting your budget. Simply put, cash flow is the flow of cash in and out of your accounts. You can be considered to be...

Budgeting Tip No.1: Persistence Pays Off by Brad Homer Expert
[ 2006-09-20 ]
When implementing a new budgeting plan, one of the most important virtues to have is persistence. Persistence covers a multitude of sins: start and stops, numbers that aren’t quite right, forgotten expenses…all of these are eventually covered if you are persistent. There’s really no need to...

Budgeting for Life by Brad Homer Expert
[ 2006-09-18 ]
Budgeting isn't about money as much as it is about life. Living your life to the maximum should be your goal when it comes to budgeting. Spending all the money you earn now on things you enjoy is probably as foolish as living like a pauper now to live it up later. Later is not guaranteed.

Investment Management Strategy: Seven Principles for Success by Steve Selengut Expert
[ 2006-09-18 ]
Establish a profit-taking target for every security you purchase. Avoid Unrealized Gains, Embrace Volatility, Increase Annual Income, and remember that all key investment moments are only visible in rear view mirrors. Keep in mind that you need Income to pay the bills, and examine Market Value numbers at intelligent intervals.

Self Directed IRA with Checkbook Control by
[ 2006-09-15 ]
How to set up and administer a self directed IRA with checkbook control to invest in real estate and other nontradtional IRA investments

Cash Advance by Mandeep Mishra Expert
[ 2006-09-08 ]
Cash advance may look like a nice offer when you are short of cash at times of emergencies. But the inflated rates for borrowing the money make the deal far less attractive. These loans can surely help you if you can closely study the offer and only take them when you need them desperately.

Instant Cash Advance by Mandeep Mishra Expert
[ 2006-09-08 ]
Receiving cash through instant cash advance merely takes a few hours. They help you get cash rather quickly but you need to understand them and know how to select the best one that fulfills your needs.

Bad Credit Cash Advance Services by Mandeep Mishra Expert
[ 2006-09-07 ]
Bad credit cash advance services generally offer credits with little or no emphasis on your credit report. They also will not analyze your credit report but these bad credit cash advance services will keep an eye on the amount and frequency of your pay checks and your affordability to repay the debt.

New Alternatives for those who need Finance and have Bad Credit by Richard Revis Expert
[ 2006-09-07 ]
For those who have a bad credit history there are new options available for getting finance. You may have heard of Bad Credit Bank Accounts; these accounts are specially designed for those who have less than perfect credit and need a way to obtain finance.

Financing Your Next Purchase The Smart Way by chris price
[ 2006-09-03 ]
An article that talks about the different ways you should look at the finance industry and how you are best to match the type of finance you use with the products or services you are buying

Growing Your Personal Wealth – the First Steps - 1 by Satish Kumar Kumar
[ 2006-09-02 ]
Money is important in life. To achieve wealth we need to accept the pursuit of wealth (as opposed to the single-minded pursuit of wealth) as moral and legitimate.

Reporting Identity Theft by Ed Torres Torres
[ 2006-08-25 ]
How to report identity theft

What is Your Legacy? by Matthew Tuttle
[ 2006-08-25 ]
What kind of financial and personal legay will you leave?

Cash Is King by Thomas Martucci
[ 2006-08-21 ]
Cash Is King is the principle of paying with cash instead of credit cards

Credit Card Fool by Thomas Martucci
[ 2006-08-21 ]
This article tells us how credit card companies make fools of us by use of late fees and finance charges

Saving for Retirement: Compound and Grow Your Employer Matching Retirement Plan by James Lange
[ 2006-08-12 ]
If your employer offers a matching contribution to your retirement plan, the cardinal rule is: contribute whatever the employer is willing to match. Even if your employer is only willing to make a partial match up to a cap, you should still take advantage of this opportunity.

Start Investing Early in Your Career by Tomas Cullin
[ 2006-08-08 ]
You’re young, you just landed a new job and you’re going to be getting a decent paycheck. You also have bills and student loans to pay and there are also a few items that you’ve always wanted so now you can finally afford them.

'The Wealthy Barber' - A Beginners Guide to Wealth Building by Tomas Cullin
[ 2006-08-04 ]
If you, like most people, have not seriously considered what steps you should take for planning your finances and are now planning on buying a house, getting married or having children or sending your children to college, you will do well to read David Chilton's book 'The Wealthy Barber'. It will not matter if you have never heard of a mutual fund or even balanced your checkbook.

Script your own success story with business start up loan by Jake Nathan Expert
[ 2006-08-01 ]
Businessmen do not have to depend wholly on their own financial resources for capital arrangement. Many high street lenders are willing to finance their entire business ventures. The loan is referred as Business start up loans. Sum on business start up loans ranges from £ 25,000 to £250,000. If your business proposal is more realistic and convincing, loan providers may provide even more than that.

Kick off a jump-starting in commercial arena with business start up loan by Jake Nathan Expert
[ 2006-08-01 ]
Whether you are an established entrepreneur or a novice looking for starting up a business, you need a substantial amount of cash. If you are eyeing at a loan to obtain the necessary cash then a Business start up loan can be an ideal option.

'The Wealthy Barber' - a Beginners Guide to Wealth Building by Tomas Cullin
[ 2006-07-29 ]
If you, like most people, have not seriously considered what steps you should take for planning your finances and are now planning on buying a house, getting married or having children or sending your children to college, you will do well to read David Chilton's book 'The Wealthy Barber'. It will not matter if you have never heard of a mutual fund or even balanced your checkbook.

How to Fix Bad Credit Rating by Chris Frostt Frostt
[ 2006-07-25 ]
Tips & Tricks to improve your credit rating. Removing CCJs and Removing Financial Burdens

Utilizing Your Financial Safety Net by Richard Kimball Expert
[ 2006-07-22 ]
A good place to put funds for infrequent payments or for possible emergencies is in a money market account where interest rates are most often higher than savings accounts and are more accessible. With a little self-discipline, you can give yourself some efficient financial security by enabling your money to work for you in several ways.

Creating Surplus Cash For Savings and Investments by Richard Kimball Expert
[ 2006-07-22 ]
Living below your means is more a matter of self-discipline. A few adjustments here and there could be all it takes to have the necessary funds available for saving and investing.

Credit Repair - What You Don't Know CAN Hurt You by Paul Jerome
[ 2006-07-21 ]
Some credit repair companies are giving the kind of advice that could put you behind bars.

Structured Settlement: Some Basics by
[ 2006-06-30 ]
In basic terms, a structured settlement is an action taken by an Insurance Company under agreement with the plaintiff, the plaintiffs lawyer and a financial advisor to arrange for periodic payments of a large sum of cash that was awarded to the plaintiff as part of a bodily injury claim or law suit.

Debt consolidation loan: Dont let your debts frighten you by Alexa Wilsoon Expert
[ 2006-06-30 ]
Needs and desires are rising with the time. Cost of living has become an extravagant affair and people are running after money to buy all comforts and luxurious items. Seeing such temptation among people, financial market is gaining momentum and it’s growing rapidly. Many lenders and financial companies have come to the market to offer attractive loan deals.

When Your Credit Score Isn't Really Your Credit Score by Charles Essmeier Expert
[ 2006-06-20 ]
Potential home buyers are often told to "check your credit score" before applying for a mortgage. That's a great idea, but many buyers don't realize that not all scores are the same. What they should be checking is their FICO credit score.

Never use your own cash to buy real estate! by
[ 2006-06-16 ]
My simple 4 step system for getting up to $200,000 in UNSECURED new business lines of credit.

Do You Know an Identity Thief? by Daryl Campbell Campbell
[ 2006-06-12 ]
Of course its not possible to know who's going to steal your identity otherwise it wouldn't be an epidemic. However people in your life may be exhibiting some symptoms.

County Court Judgements Explained by Nicholas Hunt Expert
[ 2006-06-07 ]
County Court Judgements or CCJs will have a serious impact on your credit rating, making it more difficult to obtain finance. What are CCJs, and can you do anything about them?

Asset Protection by Steven Rich
[ 2006-05-17 ]
Protect Your Assets from Lawsuits!!

Credit Reports and Scores Often Confuse Consumers by Charles Essmeier Expert
[ 2006-05-15 ]
Most people realize that the credit bureaus maintain a credit report on them. But there are many misconceptions about what sorts of things can affect their reports.

Personal Car Loans Get On Wheels by James Taylor Expert
[ 2006-05-14 ]
Personal car loans are the loans for buying cars in when you don’t have enough funds. You can choose from secured and unsecured personal car loans available according to your convenience.

Financing Your Computer Is Not A Trouble Anymore by James Taylor Expert
[ 2006-05-14 ]
Computer finance caters to your needs of having a computer or upgrade of your computer. It may help you build a powerful workstation at your home which you dreamed of……..

Credit Score Improves by Paying on Time by Charles Essmeier Expert
[ 2006-05-08 ]
It may seem obvious, but one of the easiest things you can do to improve your credit score is to start paying your bills on time.

Credit Card Shopping Easy if You Know What to Look For by Charles Essmeier Expert
[ 2006-05-06 ]
All credit cards are no the same. If you are looking for a card, you would do well to compare the features and read the fine print in the agreements.

High Gas Prices and Ways to Save by Charles Essmeier Expert
[ 2006-05-02 ]
With gas prices at all time records, here are a few tips on how you can save money on gasoline.

Ten Common Investment Errors: Stocks, Bonds, and Management by Steve Selengut Expert
[ 2006-05-01 ]
Losing money on an investment may not be the result of a mistake, and not all mistakes result in monetary losses. Compounding the problems that investors have managing their investment portfolios is the sideshowesque sensationalism that the media brings to the process. Avoid these ten common errors to improve your performance:

Before going after that 4.5 interest rate, do some homework on Internet banks by pete glocker Expert
[ 2006-05-01 ]
This article is to inform the public on the benefits and disadvantages on banking online.

Wall Streets Darkest Secret by
[ 2006-04-24 ]
Objective view on Wall Street's established standards for financial advisors.

New Credit Score System Supposed to Simplify, Not Confuse by Charles Essmeier Expert
[ 2006-04-24 ]
The three main credit bureaus, Experian, Trans Union, and Equifax, have finally come up with a unified credit scoring system. It is supposed to simplify credit scoring, but so far, not everyone gets it.

Rush in the Clowns by Henry Ramsey Ramsey
[ 2006-04-22 ]
There are honest means, and dishonest ones, concepts indistinguishable to a politician who undertakes to get people to do what they want. If laws could make people wealthy, some august body somewhere would have found the magic elixir by now. But instead of making them richer, each law ironically makes them a little poorer until the whole legerdemain collapses under its own weight.

Credit Reports -- Your Free Report Could Cost You by Charles Essmeier Expert
[ 2006-04-19 ]
Watch out when trying to order a "free" credit report online. There are still many Web sites that claim to offer free reports that actually charge you.

The Hurrier I Go the Behinder I Get by Ken Morris
[ 2006-04-13 ]

Taking Control of your Finances. by Debra Lohrere Expert
[ 2006-04-09 ]

Building Financial Security Steps 1-3. by Debra Lohrere Expert
[ 2006-04-09 ]

Building Financial Security Steps 4-6. by Debra Lohrere Expert
[ 2006-04-09 ]

My Good Goody Drawer by Francine Larson Expert
[ 2006-04-09 ]

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