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<title>Free Articles - Calum MacKenzie</title>
<link>http://www.free-articles-zone.com</link>
<copyright>Morenos</copyright>
<language>en</language>
<pubDate>11/12/2009</pubDate>
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<title>Live Green and Save</title>
<description>Living green and saving money don't always seem to go together, but living green doesn't mean you have to spend thousands of dollars on expensive solar systems.  Here are few free, and low-cost, things you can do around the home to minimize your environmental impact.</description>
<link>http://www.free-articles-zone.com/article.php?id=294798</link>
<pubDate>2009-10-18</pubDate>
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<title>Practical Tips to Make Moving Easier</title>
<description>If you’re planning to move house in the near future, chances are you’re already groaning at the thought of organizing a move. But don’t worry—moving doesn’t have to be a complete nightmare. Check out these practical tips and make your next move smooth and trouble-free.</description>
<link>http://www.free-articles-zone.com/article.php?id=167397</link>
<pubDate>2008-07-26</pubDate>
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<title>Salt and Chlorine Pools: Which is Best?</title>
<description>For those of us who don’t enjoy swimming in chlorinated water, it’s good to know that there’s an alternative available. Salt water swimming pools are increasingly popular, but how safe are they? Salt or chlorine—which does a better job at keeping your pool clean?</description>
<link>http://www.free-articles-zone.com/article.php?id=165929</link>
<pubDate>2008-07-22</pubDate>
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<title>Choosing the Right Pool Heater for the Job</title>
<description>Which heating system is best for your swimming pool? In most cases you’ll be able to choose between electric, gas, and solar heating systems, but the best system for your situation will vary depending on where you live and what your specific needs are. So which is best? The answer to that question depends on a fairly long list of factors, including your budget, location, the size of your pool, and how and when you normally use it: check out the full article to find out more.</description>
<link>http://www.free-articles-zone.com/article.php?id=163785</link>
<pubDate>2008-07-17</pubDate>
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<title>Understanding Florida Real Estate Taxes with Florida’s Amendment 1</title>
<description>Trying to determine your Florida real estate taxes is like trying to determine if you qualify for an IRS tax break, near impossible. If you're trying to understand Florida property taxes this article explains everything you want to know, but were afraid to ask, including information on Florida's New Amendment 1 passed by voters on January 9, 2008. </description>
<link>http://www.free-articles-zone.com/article.php?id=157745</link>
<pubDate>2008-06-30</pubDate>
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<title>Get Ready for Florida Hurricane Season</title>
<description>With the Florida hurricane season almost upon us, it’s important to make sure you’re ready. A family disaster plan and a disaster supply kit are two important actions you can take to make sure you’re not caught out if a hurricane cuts off your electricity, isolates you in your home, or forces you to evacuate. </description>
<link>http://www.free-articles-zone.com/article.php?id=148611</link>
<pubDate>2008-05-29</pubDate>
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<title>Florida Home Inspections: Common Issues</title>
<description>The warm, moist Florida climate means that we often have our own special set of common issues that crop up during home inspections. Why is it important to learn about these? It not only gives you some forewarning when you’re buying a new home, but it also means you’ll know where to concentrate your maintenance efforts on the home that you buy.</description>
<link>http://www.free-articles-zone.com/article.php?id=145834</link>
<pubDate>2008-05-21</pubDate>
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<title>Florida Homeowner's Insurance: Top Ten Ways to Save</title>
<description>There are three main ways you can reduce your Florida homeowner’s insurance costs: review your policy, review your insurance carrier, and review your home. Depending on your current situation you could end up saving hundreds of dollars on your insurance every year just by following one or two of these tips. There’s also an easy way you can increase your home security without paying extra for the service, and some advice about the importance of choosing an insurance carrier for increased peace of mind as well as reduced rates.</description>
<link>http://www.free-articles-zone.com/article.php?id=138901</link>
<pubDate>2008-04-26</pubDate>
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<title>Florida Property Insurance Changes will Affect Most Homeowners</title>
<description>The last week of March saw the Florida Senate approve some changes to property insurance that might end up increasing property insurance rates by around 3%.</description>
<link>http://www.free-articles-zone.com/article.php?id=136024</link>
<pubDate>2008-04-16</pubDate>
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<title>The Science of Buying Bath Towels </title>
<description>There is nothing more luxurious after a relaxing bath or a hot shower than to wrap yourself in a large, plush bath towel. Not a cheapie version, but a soft, velvety towel with some weight to it. Buying really nice towels is a bit of science. </description>
<link>http://www.free-articles-zone.com/article.php?id=122487</link>
<pubDate>2008-03-03</pubDate>
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<title>The Emergence of Spring Brings Termite Trouble </title>
<description>What does the month of March mean to you? For most people it means Easter, or the promise of nice weather. For anyone who has suffered a termite infestation, they know that between the months of March and May, termites begin to congregate and search for homes to start new colonies.</description>
<link>http://www.free-articles-zone.com/article.php?id=122488</link>
<pubDate>2008-03-03</pubDate>
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<title>Florida Condos - Good Deal Now</title>
<description>The fact that there are large numbers of condos in Florida is no doubt of interest to many Canadians. As the mercury drops lower and lower and the snow rises higher and higher, our thoughts turn to warmth, sunshine and a coat-free environment!</description>
<link>http://www.free-articles-zone.com/article.php?id=110340</link>
<pubDate>2008-01-25</pubDate>
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<title>Counseling and Hope for Sub Prime Mortgage Holders</title>
<description>You may think that holders of a sub prime mortgage need more than just counseling - true! But there is a new program out which includes counseling as part of its scheme to help distressed borrowers.</description>
<link>http://www.free-articles-zone.com/article.php?id=108812</link>
<pubDate>2008-01-18</pubDate>
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<title>Cheap and Effective Marketing</title>
<description>Most successful real estate agents are well known in the area they service. Their pictures are in the papers every week, they've spent time networking with local business owners, and they have a long list of satisfied customers who provide word-of-mouth advertising.</description>
<link>http://www.free-articles-zone.com/article.php?id=104380</link>
<pubDate>2008-01-03</pubDate>
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<title>How Walkable is Your Neighborhood?</title>
<description>Though not everyone wants a home in the center of town, there's a really clear set of home buyers looking for vibrant communities where they can walk or bike to most places they want to visit. Being able to get to the store, walk your kids to school, get to work and even go out for dinner on a Friday night - all without a car - now tops the list of what's desirable in a neighborhood for these people. </description>
<link>http://www.free-articles-zone.com/article.php?id=96179</link>
<pubDate>2007-12-03</pubDate>
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<title>Get Cash Back for Going Green</title>
<description>Going green can be less expensive than you think when you take into account some of the cash incentives being offered for those who build and remodel with greener alternatives than the conventional choices. </description>
<link>http://www.free-articles-zone.com/article.php?id=93639</link>
<pubDate>2007-11-25</pubDate>
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<title>Ten Ways That Your New Dream Home Can Be Greener</title>
<description>If your dream of the future includes a brand new home, you are in a position to make your dream house one that is good to the environment. Here are ten choices that can make your new construction home a lean green machine.</description>
<link>http://www.free-articles-zone.com/article.php?id=92376</link>
<pubDate>2007-11-21</pubDate>
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<title>Doing Your 'Green' Bit</title>
<description>Some states in USA are encouraging their residents to 'think green' and offering education on this subject. Perhaps the most forward thinking of these states was Florida, who pioneered such thoughts in the early 1990s.</description>
<link>http://www.free-articles-zone.com/article.php?id=91063</link>
<pubDate>2007-11-16</pubDate>
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<title>Greenovation Saves You Money Now and Later</title>
<description>While there’s a general belief that choosing greener products and alternatives will cost you more money, that’s not always true. In many cases, the greener alternative costs no more than or even less than the traditional option. In nearly all cases, you’ll make up any additional cost over the course of a few years. </description>
<link>http://www.free-articles-zone.com/article.php?id=88066</link>
<pubDate>2007-11-05</pubDate>
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<title>Living a Greener Life on a Shoestring Budget</title>
<description>It doesn’t take a big investment to reduce your impact on the Earth – just a little bit of forethought and attention to the choices that you make. Here are fifteen simple things that can make a major difference in how much energy your family uses around the house.</description>
<link>http://www.free-articles-zone.com/article.php?id=87254</link>
<pubDate>2007-11-02</pubDate>
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<title>The Immovable Stink: How Smoking Can Reduce Your Property Value</title>
<description>Smoking cigarettes used to be a symbol of sophistication and style. Classic black and white films featured glamorous movie stars enveloped in a dreamy haze of smoke, which created an aura of mystery and seduction.</description>
<link>http://www.free-articles-zone.com/article.php?id=85216</link>
<pubDate>2007-10-25</pubDate>
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<title>Tee-Up to Golf Course Living in Tampa</title>
<description>If you are looking for affordable luxury living in a setting that will take your breath away, look no further; it is time you explored golf course community living in Tampa.</description>
<link>http://www.free-articles-zone.com/article.php?id=81517</link>
<pubDate>2007-10-11</pubDate>
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<title>Green Dragons, White Tigers, Black Turtles and Your New House</title>
<description>Feng shui, for the few folks out there who haven’t heard about it, is the ancient Chinese science of determining and altering the effects of the environment on our lives. If you listen to some of the claims made for feng shui, it holds all the secrets to health, wealth and happiness wrapped up in a few coins and some wind chimes. </description>
<link>http://www.free-articles-zone.com/article.php?id=80545</link>
<pubDate>2007-10-09</pubDate>
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<title>Florida's Proposed Super-Exemption is Only a Start</title>
<description>Tax reform is one of the hottest topics in Florida real estate these days. In the past month, we’ve heard a lot of politicians applauding themselves for the passage of important new tax reform bills. They deserve the applause – but only if they continue on the path they’ve begun. This is not the time for them to rest on their laurels. It is important for all of us to remember that the lawmakers have only partially addressed the inequities in the tax situation.</description>
<link>http://www.free-articles-zone.com/article.php?id=75131</link>
<pubDate>2007-09-12</pubDate>
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<title>Protect Your Home from Florida’s Storms and Hurricanes</title>
<description>There are some very good reasons for investing in storm and hurricane protection for your home, not the least of which is saving your life in the worst storms. Here’s a quick rundown of storm protection and other safety items that may reduce the premiums on your homeowners insurance. </description>
<link>http://www.free-articles-zone.com/article.php?id=69215</link>
<pubDate>2007-08-16</pubDate>
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<title>Tampa Luxury Homes</title>
<description>There are a few places in this country that naturally lend themselves to the construction of luxury homes. In past years we have seen the emergence of Tampa as one of these elite locations. Luxury home markets can be a finicky thing to deal with as people are expecting the utmost in services and amenities as well as unparalleled views and scenery.</description>
<link>http://www.free-articles-zone.com/article.php?id=69035</link>
<pubDate>2007-08-14</pubDate>
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<title>Yard And Garden: Home Shows</title>
<description>Alright, let's face facts. Homes get sold on first impressions. Well maybe not sold, but the first impression goes a long way to making up the minds of buyers. So what is the average buyer's first impression formed on? The home's exterior.</description>
<link>http://www.free-articles-zone.com/article.php?id=69036</link>
<pubDate>2007-08-14</pubDate>
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<title>A Beautiful Home is the Best Incentive to Buy</title>
<description>When real estate sales are slow, people start talking about buyer incentives – a little something extra to get people to buy your house. In the current market, with prices flat and sales slow, buyer incentives are getting a lot of play in the local real estate news. We’ve seen stories about sellers who are willing to throw in a big screen television, luxury cruises – even a brand new car. Before you rush out and buy a boat to sweeten the deal on your home, you may want to read this.</description>
<link>http://www.free-articles-zone.com/article.php?id=65308</link>
<pubDate>2007-07-30</pubDate>
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<title>Trading Up In Tampa</title>
<description>Tampa Bay is an area that is full to the brim with amazing homes and with new homes being built all the time there is pretty much an endless selection to choose from. However, this may be a moot point as the newly proposed property tax laws may severely affect the average home owner's ability to purchase a new home in the Tampa area. </description>
<link>http://www.free-articles-zone.com/article.php?id=64850</link>
<pubDate>2007-07-26</pubDate>
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<title>Florida Property Tax Reform</title>
<description>There is a lot going on in Florida right now concerning the issue of property taxes Recently a new property tax bill was proposed and has been received with mixed emotions by Florida residents. Some think that this new bill looks great and indeed for some it will be quite nice, however, some sectors believe that the bill is not broad enough to solve some of the past inequalities in the home tax system.</description>
<link>http://www.free-articles-zone.com/article.php?id=64851</link>
<pubDate>2007-07-26</pubDate>
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<title>Smart Home Buying</title>
<description>It's a sorry sight when you see so many homes being repossessed. Repo's and foreclosures and more prevalent than ever before as first-time home buyers are making some cardinal mistakes during the buying process that are leading to problems later on. One of the biggest mistakes people are making is not having their finances completely in order and arranged before buying a home.</description>
<link>http://www.free-articles-zone.com/article.php?id=54705</link>
<pubDate>2007-06-05</pubDate>
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<title>Tampa Job Market</title>
<description>One major concern for home buyers in today's market is jobs. Where can they relocate to an area with a great and proliferating job market? Traditionally buyers have looked to major market cities to provide employment opportunities that will be both profitable and long-term. To some extent this still holds true. </description>
<link>http://www.free-articles-zone.com/article.php?id=54706</link>
<pubDate>2007-06-05</pubDate>
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<title>Home Staging - Necessary?</title>
<description>Is home staging really necessary? This is a question that many sellers have asked. Those who answered "yes," likely sold their homes faster and for a better profit. The answer is simple, staging sells homes. Doing the math is pretty easy on this equation, there are hundreds if not thousands of homes on the market in your area and you need to set yours apart from the rest. Is the home grand enough to simply grab a buyer's attention without any changes? </description>
<link>http://www.free-articles-zone.com/article.php?id=49759</link>
<pubDate>2007-05-08</pubDate>
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<title>Flipping Real Estate</title>
<description>The time has never been better to make money in the real estate market. The country has fallen in love with the concept of buying low and selling high. It takes little effort to see the fruits of this national love affair. TV is laden with shows that detail how to properly flip a home and the stories of the people that are making a great profit doing it. One thing anyone should keep in mind is that these programs feature the success stories.</description>
<link>http://www.free-articles-zone.com/article.php?id=49760</link>
<pubDate>2007-05-08</pubDate>
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<title>What Do You Mean It’s Not My House? - Why Title Insurance Is More Than Just Another Good Idea</title>
<description>Tucked in among all your other closing costs when you buy a house you’ll probably find a charge for “title insurance”. If you’re taking out a mortgage to buy a house, your lender will insist that you take out title insurance. This is more than just one more nuisance charge levied by people who are determined to make a few extra bucks on your home purchase. Title insurance offers you some real, tangible security in the event that there’s ever a problem with the title to your home.</description>
<link>http://www.free-articles-zone.com/article.php?id=45667</link>
<pubDate>2007-04-05</pubDate>
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<title>Why Don't Some Homes Sell?</title>
<description>It's an unfortunate thing, homes that are listed on a given real estate market and do not sell. This can be a huge cause of anguish and stress for the owners as they have to reduce their price to eventually sell the home.</description>
<link>http://www.free-articles-zone.com/article.php?id=45351</link>
<pubDate>2007-04-04</pubDate>
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<title>New Construction Homes: Things To Remember</title>
<description>There is an amazing amount of new construction happening in the Tampa area. This has presented home buyers with an amazing amount of opportunity to cash in on the building boom. However, take care to remember that not all new construction homes are perfect, though they may look so.</description>
<link>http://www.free-articles-zone.com/article.php?id=45355</link>
<pubDate>2007-04-04</pubDate>
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<title>Ready – Set – SELL!  Preparing Your Home to Sell in a Buyers’ Market</title>
<description>The homes that sell are those that “wow” buyers from the curb and woo them all the way through to the back yard. So how do you turn your hearth into a new buyer’s heart throb? The same way that you’d attract a new beau – freshen up, put on a little makeup and sport the most attractive outfit you can find.</description>
<link>http://www.free-articles-zone.com/article.php?id=43132</link>
<pubDate>2007-03-20</pubDate>
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<title>Financing and Equity</title>
<description>The world of home financing is an interesting place. The longer you are involved in it, typically the more options become available to you. This process is started by simply paying off your mortgage. As you make payments on the principle of the mortgage, your equity grows.</description>
<link>http://www.free-articles-zone.com/article.php?id=43326</link>
<pubDate>2007-03-20</pubDate>
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<title>Florida's New Insurance Bill</title>
<description>In January of 2007 Florida passed a new insurance bill hoping to lower property insurance costs.  Although this bill lowers insurance costs for Florida residents, if a catastrophic hurricane hit, it could cost the state billions of dollars just to recover.</description>
<link>http://www.free-articles-zone.com/article.php?id=41712</link>
<pubDate>2007-03-09</pubDate>
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<title>Buying A Home That Will Appreciate in Tampa</title>
<description>Everyone is looking for the homes that will rise in value in Tampa. Finding the right home, however can be a bit of a chore.</description>
<link>http://www.free-articles-zone.com/article.php?id=41090</link>
<pubDate>2007-03-06</pubDate>
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<title>Why Relocate To Tampa?</title>
<description>The Tampa area is home to one of the most desirable lifestyles in the nation. Its not too difficult to see why. With amazing weather and a real dedication to active lifestyles, Tampa is the perfect place to move to or to consider a second home. For many years Florida has been one of the most popular sites for vacation and winter homes due to its location on the Gulf of Mexico.</description>
<link>http://www.free-articles-zone.com/article.php?id=39789</link>
<pubDate>2007-02-23</pubDate>
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<title>Florida School Grading System</title>
<description>To unify curriculum and learning benchmarks, Florida State created the Sunshine State Standards, or SSS. These regulations outline what each student should learn during their current school year before being promoted to the next grade level. </description>
<link>http://www.free-articles-zone.com/article.php?id=39898</link>
<pubDate>2007-02-23</pubDate>
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<title>Understanding Florida's Community Development Districts</title>
<description>Amid concerns over Florida's population growth and over the quality of services and infrastructure supplied to residents.</description>
<link>http://www.free-articles-zone.com/article.php?id=39899</link>
<pubDate>2007-02-23</pubDate>
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<title>Tampa Schools</title>
<description>Children throughout Tampa wake up each Monday through Friday and head out to school, lunch and books in hand. While they may bemoan another day filled with reading, writing and arithmetic, they are receiving their education from one of the highest ranked school districts in the state.</description>
<link>http://www.free-articles-zone.com/article.php?id=39755</link>
<pubDate>2007-02-22</pubDate>
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<title>Understanding Florida Real Estate Taxes</title>
<description>Understanding the real estate tax laws in Florida can be tricky-there are several different factors that can affect the rate at which you're taxed. </description>
<link>http://www.free-articles-zone.com/article.php?id=38666</link>
<pubDate>2007-02-14</pubDate>
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