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<title>Free Articles - Richard Gilliland</title>
<link>http://www.free-articles-zone.com</link>
<copyright>Morenos</copyright>
<language>en</language>
<pubDate>30/11/2009</pubDate>
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<title>What Products Should I Use to Keep My Aquarium Clean</title>
<description>There is no doubt that aquariums can beautify your house but since fish are living organisms the aquarium is bound to get dirty.</description>
<link>http://www.free-articles-zone.com/article.php?id=287006</link>
<pubDate>2009-09-07</pubDate>
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<title>Best Books for New Aquarium Owners</title>
<description>Books are the best way to gain knowledge about a particular subject and fish keeping is no exception to this rule. If you are planning to start your first aquarium and you would like to know which are the best books for new aquarium owners, then continue reading.</description>
<link>http://www.free-articles-zone.com/article.php?id=287007</link>
<pubDate>2009-09-07</pubDate>
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<title>Do I Need a Heater for My Aquarium</title>
<description>A heater is a device that heats the aquarium water to suit the natural requirements of a fish. If you are wondering “do I need a heater for my aquarium” then it is important for you to know why a heater is required</description>
<link>http://www.free-articles-zone.com/article.php?id=287010</link>
<pubDate>2009-09-07</pubDate>
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<title>What is Live Rock and Why should I use it in My Aquarium</title>
<description>Many salt water aquarium fish keepers swear by the fact that live rock is absolutely necessary and a marine without live rock is incomplete and difficult to handle. You must be wondering what is live rock and why should I use it in my aquarium? This article will elaborate on what is live rock and why is it so important.</description>
<link>http://www.free-articles-zone.com/article.php?id=284722</link>
<pubDate>2009-08-27</pubDate>
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<title>What Type of Lighting Should I use in My Aquarium</title>
<description>Lighting is used in an aquarium for mainly two purposes that are providing artificial light for plants to grow and illuminating the tank in order to view your fish. While wondering “what type of lighting should I use in my aquarium” it is important to know what types of lights are available and their purposes in order to decide what lighting should be used in your aquarium. </description>
<link>http://www.free-articles-zone.com/article.php?id=274129</link>
<pubDate>2009-07-10</pubDate>
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<title>What is the Best Aquarium for Freshwater Fish</title>
<description>It is possible to find aquariums for freshwater fish in various designs, shapes and sizes but not all of the aquariums available are best suited for freshwater fish. This article will help you understand what is the best aquarium for freshwater fish by elaborating on some facts. </description>
<link>http://www.free-articles-zone.com/article.php?id=274133</link>
<pubDate>2009-07-10</pubDate>
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<title>What is the Best Aquarium for Saltwater Fish</title>
<description>If you are planning to start a saltwater tank then it is important to keep a few things in mind before you purchase your aquarium. Listed in the paragraphs below are a few facts that will help you buy the best aquarium for saltwater fish.</description>
<link>http://www.free-articles-zone.com/article.php?id=274139</link>
<pubDate>2009-07-10</pubDate>
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<title>Different Types of Aquariums</title>
<description>Aquariums are beautiful additions to your home.  Aquariums consist of mainly two types of setups that are fresh water and salt water setups. Freshwater aquariums are considered easier to keep and are often recommended for beginners since there is more margin for error in freshwater aquariums. </description>
<link>http://www.free-articles-zone.com/article.php?id=274142</link>
<pubDate>2009-07-10</pubDate>
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<title>Do I Need a Protein Skimmer for My Aquarium</title>
<description>Most marine aquarium keepers insist that protein skimmers are a must for healthy saltwater aquarium, They also believe no aquarium should be without a protein skimmer. </description>
<link>http://www.free-articles-zone.com/article.php?id=274145</link>
<pubDate>2009-07-10</pubDate>
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<title>Different Kinds of Test Kits for Your Aquarium</title>
<description>Test kits are the best way to ensure that your aquarium is running properly and that all the components of your aquarium are in order. Since there are so many test kits on the market it is bound to get confusing on which type of test kit to use for your aquarium. </description>
<link>http://www.free-articles-zone.com/article.php?id=274150</link>
<pubDate>2009-07-10</pubDate>
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<title>Why You Should Use a Test Kit in Your Aquarium</title>
<description>There is no doubt that aquariums help beautify your house since they contain colorful fish and other organisms that add a nice calming touch of class. In order to successfully beautify your house and enjoy fish keeping to the maximum it is important to take good care of your aquarium. </description>
<link>http://www.free-articles-zone.com/article.php?id=274152</link>
<pubDate>2009-07-10</pubDate>
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<title>Why You Need a Chiller for Your Aquarium</title>
<description>If you know people who own aquariums or if you have been looking to set up your own aquarium then you are probably already familiar with the words aquarium chiller. But you may not know why you need one or even what they are used for. So allow me to explain and hopefully help you learn why you need a chiller for your aquarium.</description>
<link>http://www.free-articles-zone.com/article.php?id=274153</link>
<pubDate>2009-07-10</pubDate>
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<title>Different Types of Aquarium Chillers</title>
<description>Aquarium chillers are ideal for you if you want to control rising temperatures during the warm seasons. If you are planning to buy a chiller, it is recommended that you know about the different types of aquarium chillers that are available on the market. It is possible to get three types of aquarium chillers that will help you control rising temperatures and avoid reduction of dissolved oxygen in your aquarium. </description>
<link>http://www.free-articles-zone.com/article.php?id=274155</link>
<pubDate>2009-07-10</pubDate>
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<title>Introducing the Weathermatic Smartline SL800 Controller</title>
<description>The Weathermatic Smartline SL800 Controller is an example of weather-based watering. The SLW series of this cutting-edge weather station uses information about onsite conditions, weather data, and plant material data to track evapotranspiration.</description>
<link>http://www.free-articles-zone.com/article.php?id=273780</link>
<pubDate>2009-07-09</pubDate>
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<title>Learn More About Weathermatic T3 Rotary Sprinklers </title>
<description>Weathermatic T3 rotary sprinklers are closed case, gear drive rotors for use with turf areas that are small to medium in size. There are many reasons why these rotary sprinklers are worth buying. Here are some of the features you can expect with Weathermatic T3 rotary sprinklers. </description>
<link>http://www.free-articles-zone.com/article.php?id=273781</link>
<pubDate>2009-07-09</pubDate>
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<title>Best Type of Chiller for a Freshwater Aquarium</title>
<description>There is no doubt that chillers can help your aquarium function properly during the hot months by cooling the water and avoiding the loss of dissolved oxygen. If you have a freshwater aquarium and you are looking for information on aquarium chillers then you have come to the right place. </description>
<link>http://www.free-articles-zone.com/article.php?id=267065</link>
<pubDate>2009-06-12</pubDate>
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<title>Best Type of Chiller for a Saltwater Aquarium</title>
<description>There are many chillers available on the market that help cool the water in your aquarium, but if you have a saltwater aquarium then it is important for you to choose a chiller carefully. </description>
<link>http://www.free-articles-zone.com/article.php?id=267067</link>
<pubDate>2009-06-12</pubDate>
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<title>Meet the Weathermatic CT70 Rotary Sprinkler</title>
<description>The Weathermatic CT70 rotary sprinkler is a gear driven rotor sprinkler for use with large turf areas. This is an upgraded rotary sprinkler and has more capacity to handle business areas like parks, schools and other community buildings.</description>
<link>http://www.free-articles-zone.com/article.php?id=264505</link>
<pubDate>2009-06-03</pubDate>
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<title>Frequently Asked Questions About the Weathermatic Smartline SL1600 Controller</title>
<description>The Weathermatic Smartline SL1600 Controller is an irrigation product that can analyze data from plants, ground and weather and determine exactly how much water is required from the sprinkler system. The accuracy of the Weathermatic Smartline SL1600 Controller is within 5% accuracy of the most expensive commercial machines that perform the same operation.</description>
<link>http://www.free-articles-zone.com/article.php?id=259139</link>
<pubDate>2009-05-19</pubDate>
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<title>How the Weathermatic Smartline SL1600 Controller Helps Lawn Care</title>
<description>The Weathermatic Smartline SL1600 Controller is a slightly more advanced model than the Smartline SL800 series. This model has four zone bases, though it can be expanded to 16 zones using an SLM4 four zone module. The SL1620 series and SL1624 series have even more capacity for zones, reaching 20-24 zones each.</description>
<link>http://www.free-articles-zone.com/article.php?id=259143</link>
<pubDate>2009-05-19</pubDate>
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<title>Weathermatic Smartline SL1600 Controllers Squash Rain Bird</title>
<description>The Weathermatic Smartline SL1600 Controller is a slightly more advanced model than the Smartline SL800 series. This model has four zone bases, though it can be expanded to 16 zones using an SLM4 four zone module.</description>
<link>http://www.free-articles-zone.com/article.php?id=257153</link>
<pubDate>2009-05-14</pubDate>
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<title>How can the Fertigator Mojo Can Help Your Landscape?</title>
<description>Fertigation Technologies has got the “mojo” to accelerate your garden growth. Best of all, this acceleration is all natural and does not harm plant life like so many other irrigation strategies. The main product line is known as the Fertigator Mojo system, a type of fertigation system that can grow higher quality plants, reduce the need for water, reduce the need for nitrogen and produce little to no fertilizer runoff.</description>
<link>http://www.free-articles-zone.com/article.php?id=255123</link>
<pubDate>2009-05-08</pubDate>
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<title>Whats the deal with the Weathermatic Smartline SL4800 Controller?</title>
<description>Weathermatic Smartline produces a variety of products, but few as powerful as the Weathermatic Smartline SL4800 Controller. This series features a twelve zone base model that is expandable to 48 zones using an SLM12 twelve-zone module. This controller has been rated for indoor and outdoor use.</description>
<link>http://www.free-articles-zone.com/article.php?id=255130</link>
<pubDate>2009-05-08</pubDate>
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<title>Benefits of the Weathermatic Smartline SL4800 Controller</title>
<description>The Weathermatic Smartline SL4800 Controller is a product of “smart irrigation.” This system analyzes surrounding data from plant material, weather and other site data. Therefore, this “smart” system can determine when it is appropriate to begin irrigation and when it is time to stop. With new high-tech sensors the system can also determine when it is necessary to temporarily stop the irrigation process.</description>
<link>http://www.free-articles-zone.com/article.php?id=255141</link>
<pubDate>2009-05-08</pubDate>
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<title>How Does the Fertigator Pro Work?</title>
<description>The Fertigator Pro is a fertigation device by Fertigator. Let’s first discuss the idea behind fertigation. Normally, fertilization is done in an artificial and rather dangerous manner. Monthly fertilization results overfeeding as your plants will soak up and use the nutrients in just the first few days after the first monthly treatment.</description>
<link>http://www.free-articles-zone.com/article.php?id=254970</link>
<pubDate>2009-05-07</pubDate>
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<title>Algae Control In A Home Aquarium</title>
<description>Algae for many new aquarium hobbiest seems like a never ending battle. But it dosen’t have to be if you use the following methods I will list in this article. RO/DI water, GFO/phosphate reactors and less feeding are just a few things you need to watch out for when caring for an algae free aquarium. </description>
<link>http://www.free-articles-zone.com/article.php?id=253563</link>
<pubDate>2009-05-04</pubDate>
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<title>Fertigator Fertilizers Bringing the Green Back To Lawns</title>
<description>Fertigator fertilizer is a specially made blend that is designed to complement the Fertigator irrigation system. This automatic fertilizer injection system attaches to an in-ground sprinkler and then feeds your lawn every time you water. The Fertigator Company manufactures a Feeder home edition, for small to medium sized products, and a Pro edition for larger jobs.</description>
<link>http://www.free-articles-zone.com/article.php?id=253119</link>
<pubDate>2009-05-02</pubDate>
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<title>What Fertigator Fertilizer Systems Can Do For You</title>
<description>Fertigator Fertilizer systems are a specific type of product, usually referred to as fertigation systems. Fertigation refers to the process of applying fertilizer to land through an irrigation line.</description>
<link>http://www.free-articles-zone.com/article.php?id=251551</link>
<pubDate>2009-04-28</pubDate>
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<title>What Good are Fertigator Fertilizer Systems?</title>
<description>Fertigator Fertilizer systems are a type of fertigation system. Fertigation, usually used among landscapers, is a type of automatic fertilizer injection system that can be connected to any in-ground sprinkler system. You might consider this process as a form of “spoon feeding” your soil, since the objective is to send small amounts of fertilizer through an irrigation system each time the system becomes active.</description>
<link>http://www.free-articles-zone.com/article.php?id=251737</link>
<pubDate>2009-04-28</pubDate>
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<link>http://www.free-articles-zone.com/article.php?id=246957</link>
<pubDate>2009-04-15</pubDate>
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<title>Magnesium in your Stony Reef</title>
<description>Magnesium is often one of the most overlooked properties of your reef’s synthetic seawater and although this is one of the most important factors considered in growth and health of most stony corals. Just like calcium and alkalinity magnesium is depleted by your reef inhabitants.</description>
<link>http://www.free-articles-zone.com/article.php?id=246134</link>
<pubDate>2009-04-13</pubDate>
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<title>What is the Significance of Fertigator Fertilizer?</title>
<description>Fertigator fertilizer is a type of fertilizer specially made by the Fertigator Company. Fertigation refers to a process of slow feeding soil by sending small amounts of fertilizer through an irrigation system on a regular basis. This is a common practice in agriculture and is in contrast to traditional irrigation.</description>
<link>http://www.free-articles-zone.com/article.php?id=246407</link>
<pubDate>2009-04-13</pubDate>
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<title>Why the Fertigator Pro Is Better Than Traditional Fertilization</title>
<description>The more you understand traditional fertilizing techniques, the more appreciation you will have for the Fertigator Pro system. Traditional fertilization uses granular fertilizer applications. While these are effective to some extent, they come at great cost to the landscaper.</description>
<link>http://www.free-articles-zone.com/article.php?id=244243</link>
<pubDate>2009-04-07</pubDate>
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<title>Why Do You Need Weathermatic Smartline Controllers?</title>
<description>In essence, Weathermatic Smartline controllers let you say goodbye to all of your worries dealing with hoses and faucets. Weathermatic Smartline controllers are a type of sprinkler system control system that lets you program when you want your lawn to be watered, based on weather and environment data.</description>
<link>http://www.free-articles-zone.com/article.php?id=244244</link>
<pubDate>2009-04-07</pubDate>
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<title>Prevent Pest's Before you get them</title>
<description>Many aquarist’s have been bit by the red bug, or the monti nudibranches or flatworms etc etc. In this article I will explain a few ways to prevent these mishaps.</description>
<link>http://www.free-articles-zone.com/article.php?id=242260</link>
<pubDate>2009-04-01</pubDate>
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<title>Fertigator stands up strong against EZ-Flo</title>
<description>The number one question I have been getting when it comes to fertilizer systems otherwise known as “fertigation” is what system is better? So I took a look at both systems in depth to give an unbiased view and find out which fertilizer system might be better for homeowners.</description>
<link>http://www.free-articles-zone.com/article.php?id=235809</link>
<pubDate>2009-03-13</pubDate>
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<title>Prodibio Supplements and “Carbon Dosing” in your home aquarium</title>
<description>For many years aquarist’s ignored the use of so called additives that increased growth and color in your corals. Most of which stuck to the basics, addition of calcium and alkalinity or magnesium.</description>
<link>http://www.free-articles-zone.com/article.php?id=231319</link>
<pubDate>2009-02-27</pubDate>
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<title>Hunter ICC Controller Timers Provide the Ultimate in Flexibility and Durability</title>
<description>The Hunter ICC Controller timers are the landscape and irrigation contractor’s best choice for managing large commercial and residential landscapes. The modular capacity of these systems lets contractors expand the controllers as the need arises, rather than building a gigantic system that may or may not be used to its full capacity.</description>
<link>http://www.free-articles-zone.com/article.php?id=227353</link>
<pubDate>2009-02-17</pubDate>
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<title>Amino Acids and Their Benefit in a Reef Tank</title>
<description>Amino Acids are quickly becoming one of the most popular additives to any serious reef keeper’s arsenal. There are many different reasons why they are being used and many why I suggest everyone should use them. Many vitamins and proteins are including in one easy dosing supplement to provide your corals with much needed elements they would not otherwise get in a closed aquarium environment. </description>
<link>http://www.free-articles-zone.com/article.php?id=226278</link>
<pubDate>2009-02-13</pubDate>
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<title>Acanthuridae and your Tang</title>
<description>Well actually Acanthuridae is the name for the family of surgeonfishes. Most of us hobbiest generally refer to them as Tangs. The surgeonfishes consist of about 80 species across 6 genera. Most if not all tangs are marine reef dwelling fish.</description>
<link>http://www.free-articles-zone.com/article.php?id=224601</link>
<pubDate>2009-02-09</pubDate>
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<title>General Calcium Reactor Help</title>
<description>Calcium reactors release CO2, dissolving calcium source material in their reactor. The result is calcium is added to your tank helping corral and other aquarium livestock thrive.</description>
<link>http://www.free-articles-zone.com/article.php?id=211573</link>
<pubDate>2009-01-02</pubDate>
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<title>How to Control Algae in Your Aquarium</title>
<description>It is impossible to eliminate algae altogether, and you should not be frustrated by the persistent nature of algae to accumulate. What you can do is control the condition under which plant life and fish thrives and algae does not.</description>
<link>http://www.free-articles-zone.com/article.php?id=209045</link>
<pubDate>2008-12-23</pubDate>
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<title>Ways To Approach Feeding Your Reef Tank</title>
<description>However, today we know much more about corals. For starters, corals are animals and not plants, as people used to believe earlier. As they are animals, they can follow animalistic eating patterns, which mean selecting their own food and ingesting what they can eat.</description>
<link>http://www.free-articles-zone.com/article.php?id=184286</link>
<pubDate>2008-10-07</pubDate>
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<title>The Importance of Aquarium Lighting</title>
<description>Most basic aquariums come with lighting already installed, but you can also buy lights if you want something different. For a novice the lighting in your aquarium should be sufficient if it's fluorescent, however, this only applies to freshwater tanks. If you plan on setting up a saltwater aquarium, better lighting is a must. </description>
<link>http://www.free-articles-zone.com/article.php?id=177328</link>
<pubDate>2008-09-12</pubDate>
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<title>UV Sterilizers for Aquarium Maintenance </title>
<description>If you have a home aquarium, chances are you already have several filtration units taking care of the water. A UV sterilizer is a good addition to an aquarium, although it should be the last stage of the filtration process. It's important that aquarium water passes through the mechanical filter before moving through the UV unit.</description>
<link>http://www.free-articles-zone.com/article.php?id=173188</link>
<pubDate>2008-08-28</pubDate>
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<title>Water Test Kits For Aquariums</title>
<description>Each test kit is rather expensive, although it's possible to save some money if you purchase a master test kit.</description>
<link>http://www.free-articles-zone.com/article.php?id=170215</link>
<pubDate>2008-08-16</pubDate>
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<title>Packing Tips for Local Moves</title>
<description>When you are getting ready to move, there are many things to remember about packing. The way you pack your items will mean easier access once you get moved, less breakage of your items, and better organization in general.</description>
<link>http://www.free-articles-zone.com/article.php?id=169588</link>
<pubDate>2008-08-04</pubDate>
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<title>Aquarium Selection and Placement</title>
<description>You should get the widest tank you have available considering the space you have to allocate for it. A mistake would be thinking that upgrading to a wider tank later would be easy.</description>
<link>http://www.free-articles-zone.com/article.php?id=169119</link>
<pubDate>2008-08-01</pubDate>
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<title>AQUARIUM SUPPLIES-VITAL FOR THE SUVIVAL OF YOUR FISH</title>
<description>Having an aquarium is a fun hobby for many people. However, aquariums are not the ones that can be set up and then left unattended. Aquarium care is a necessity and plenty of fun. </description>
<link>http://www.free-articles-zone.com/article.php?id=157936</link>
<pubDate>2008-07-01</pubDate>
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<title>Facts about Business Credit Cards</title>
<description>Created for supporting any business, the business credit card is in deed a solution that gives you the guarantee of separating your business expenses from your personal ones. The use of business credit cards spares you of any tax complications that could arise by mixing credits or accounts.</description>
<link>http://www.free-articles-zone.com/article.php?id=40448</link>
<pubDate>2007-02-28</pubDate>
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<title>Helping your Business with Business Credit Cards</title>
<description>In the present day society, business cards are past the level of useful and are now a growing necessity for corporations and businesses all over the world. Businesses of all complexity now enjoy the advantages offered by business credit cards. </description>
<link>http://www.free-articles-zone.com/article.php?id=40449</link>
<pubDate>2007-02-28</pubDate>
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<title>The Importance of Business Credit Cards in Modern Society</title>
<description>Not owning and using credit cards is not a valid option nowadays. They play a crucial part in people’s lives whether we are talking about an ordinary single user or a corporate entity. </description>
<link>http://www.free-articles-zone.com/article.php?id=40450</link>
<pubDate>2007-02-28</pubDate>
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<title>Tips for Using Business Credit Cards</title>
<description>These days, one of the first things business owners should look into is finding a business credit card that they are going to use to help them conducting business transactions or monitoring business expenses in a more efficient manner. </description>
<link>http://www.free-articles-zone.com/article.php?id=40451</link>
<pubDate>2007-02-28</pubDate>
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<title>Using Business Credit Cards</title>
<description>With demands that are on a continuous growth, many business owners employ the use of business credit cards but there are some tricks in using the appealing payment options. </description>
<link>http://www.free-articles-zone.com/article.php?id=40452</link>
<pubDate>2007-02-28</pubDate>
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<title>Different Types of Credit Cards</title>
<description>Deciding on a card that suits your requirements is considered a wise decision. There are different types of credit card that exist today. Some are better for individual users while others are geared towards small businesses.</description>
<link>http://www.free-articles-zone.com/article.php?id=40453</link>
<pubDate>2007-02-28</pubDate>
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<title>Getting Your First Business Credit Card</title>
<description>Many people believe that the banks will turn their request down due to their lack of credit history, which is possible for small businesses and new start-ups. But one can get a credit card if he has a steady source of income. </description>
<link>http://www.free-articles-zone.com/article.php?id=40454</link>
<pubDate>2007-02-28</pubDate>
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<title>Manufacturing Credit Cards: Materials and Processes</title>
<description>The credit card is made of many plastic layers, laminated together. The center is commonly made from a plastic resin known as polyvinyl chloride acetate (PVCA). This resin is then mixed with other materials, such as dyes and plasticizers to give it the appropriate look and feel.</description>
<link>http://www.free-articles-zone.com/article.php?id=40456</link>
<pubDate>2007-02-28</pubDate>
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<title>The Credit Card Issuer (the Bank) and Associated Costs</title>
<description>Banks which offer credit card services have overall remained very profitable; however the risk is very high, because the credit card business is all about giving unsecured (uncollateralized) loans. </description>
<link>http://www.free-articles-zone.com/article.php?id=40457</link>
<pubDate>2007-02-28</pubDate>
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<title>Understanding Business Credit Card Terms</title>
<description>Credit card terms are easy to learn and understand. Any one who owns a credit card or plans to get a credit card for the first time must be familiar with credit card terms. </description>
<link>http://www.free-articles-zone.com/article.php?id=40458</link>
<pubDate>2007-02-28</pubDate>
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<title>About Credit Cards</title>
<description>The credit card is making your life easier, providing an awesome set of possibilities. The credit card is a retail transaction settlement; a credit system operated through the small plastic card which bears its name. Governed by ISO 7810, the standard that specifies credit cards size and shape, the tangible card itself always takes a similar format.
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<link>http://www.free-articles-zone.com/article.php?id=36582</link>
<pubDate>2007-01-24</pubDate>
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<title>Choose the Right Credit Card for You</title>
<description>The use of the credit card is now common all over the world. Credit cards are generally divided in two groups; those credit cards that are offering an interest-free period and those that don’t. Who was it again that said there's no such thing as a free lunch? This means that the issuers that are offering a grace period are also charging a higher rate after the days of interest-free period expire.
</description>
<link>http://www.free-articles-zone.com/article.php?id=36583</link>
<pubDate>2007-01-24</pubDate>
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<item>
<title>Credit Cards: Advantages and Disadvantages</title>
<description>The fastest, easier and most cost-effective payment system is the credit card. This system is very popular all over the world and will be developed further in the future. Credit cards firms are offering new and spectacular features yearly. The future credit card owner has only the dilemma of choice.  He must carefully study every offer and revise his payment possibilities to suit.
</description>
<link>http://www.free-articles-zone.com/article.php?id=36584</link>
<pubDate>2007-01-24</pubDate>
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<item>
<title>Credit Card Advantages</title>
<description>Payment through credit cards seems to be one of the best payment methods, especially for those shopping on the web. It looks like more than 60% of businesses are turning on web-based services geared towards credit card payments, highlighting the growth of credit card payment in recent years. 
</description>
<link>http://www.free-articles-zone.com/article.php?id=36585</link>
<pubDate>2007-01-24</pubDate>
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<item>
<title>Credit Card History</title>
<description>The credit card is the result of many merchant credit systems. It was used for the first time in the 1920s. The first credit cards were used in the United States to sell fuel to the automobile owners. Their number was increasing dramatically and, in 1938, several firms started to use each other’s cards.
</description>
<link>http://www.free-articles-zone.com/article.php?id=36586</link>
<pubDate>2007-01-24</pubDate>
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<item>
<title>Credit Card  Security</title>
<description>The credit card seems to be one of the most popular ways to make any kind of payment; it is easier to purchase goods or pay taxes or bills using it. The credit card owner has user friendly accessible credit but he also has the ability to keep track of his expenses. 
</description>
<link>http://www.free-articles-zone.com/article.php?id=36587</link>
<pubDate>2007-01-24</pubDate>
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<item>
<title>Credit Cards Advantages</title>
<description>The credit cards system is spread all over the world. This is now the most popular way to purchase goods and pay bills or taxes. Yet at the same time, this system is also very vulnerable. When a credit card is stolen or lost, unauthorized persons can use its number illegally, and a great amount of money will be lost. 
</description>
<link>http://www.free-articles-zone.com/article.php?id=36588</link>
<pubDate>2007-01-24</pubDate>
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<item>
<title>How to Build Your Credit Card Rating</title>
<description>Almost everybody knows the main advantages of owning a credit card. Credit cards are used all over the world and they are the most popular payment system these days. It is easier than ever to pay airline tickets or holidays using it, in almost every country. But the credit card rating is paying a significant role in the cardholder's life. If the cardholder has a very good credit history, this will help him to gain more advantages in the future. 
</description>
<link>http://www.free-articles-zone.com/article.php?id=36589</link>
<pubDate>2007-01-24</pubDate>
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<item>
<title>How to Choose a Credit Card</title>
<description>Before accepting one of the tempting offers that are coming in the mail, that urge the client to accept, thorough research is a must. The customer must find the best deal. As a credit card is a form of payment and borrowing, the terms and conditions will affect the overall cost. The best way to choose the issuer is to compare fees and terms before opening a credit account.
</description>
<link>http://www.free-articles-zone.com/article.php?id=36590</link>
<pubDate>2007-01-24</pubDate>
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<item>
<title>Secured  Credit Cards</title>
<description>Credit card owners, the merchants or banks; everybody needs to be sure that every transaction is secure. For merchants, credit card transactions are becoming more secure than any other form of payment because the transaction is made a few minutes after the account verification. 
</description>
<link>http://www.free-articles-zone.com/article.php?id=36592</link>
<pubDate>2007-01-24</pubDate>
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<item>
<title>Summary of Credit Card Terms - Part 1 (A-B)</title>
<description>Account Number –This is the number given the most exposure on a credit card. Often around 15 letters, and embossed on the physical card that the financial institution will give to a customer. 
</description>
<link>http://www.free-articles-zone.com/article.php?id=34787</link>
<pubDate>2007-01-05</pubDate>
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<item>
<title>Summary of Credit Card Terms - Part 2 (B-C)</title>
<description>Bad Credit Rating –This is a term associated with a person or a company that have failed to honour fiscal obligations in the past. It is most likely they have either completed payments late, have been bankrupt of perhaps exceeded their pre-agreed card limit.
</description>
<link>http://www.free-articles-zone.com/article.php?id=34788</link>
<pubDate>2007-01-05</pubDate>
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<title>Summary of Credit Card Terms - Part 3 (C-I)</title>
<description>Credit Card –The plastic card provided by the financial institution which is used to authorize payments and contains details that can authorize payments in cases where the card is not present at the merchant’s location for a transaction. 
</description>
<link>http://www.free-articles-zone.com/article.php?id=34789</link>
<pubDate>2007-01-05</pubDate>
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<title>Summary of Credit Card Terms - Part 4 (M-P)</title>
<description>Magnetic Stripe – A magnetic stripe contained on a credit card processes transactions where the card is present. This provides identifiable information that will allow the merchant to debit their customers account via the issuer. The magnetic stripe has magnetic and physical qualities as defined by standardization benchmarks including 7813, 7810 and 7811. </description>
<link>http://www.free-articles-zone.com/article.php?id=34790</link>
<pubDate>2007-01-05</pubDate>
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<item>
<title>Summary of Credit Card Terms - Part 5 (P-P)</title>
<description>Per Transaction Fee – Fee in which the merchant pays to the merchant bank in order to process a transaction. When charged as a per transaction fee this will generally be a fixed fee, regardless of the size of the transaction. This is why certain retailers allot a minimum amount of expenditure before they will process a transaction.
</description>
<link>http://www.free-articles-zone.com/article.php?id=34791</link>
<pubDate>2007-01-05</pubDate>
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<title>Summary of Credit Card Terms - Part 6 (R-S)</title>
<description>Receipt –When used in the context of credit card, receipt means a document that provides a record of a transaction that took place at a point of sale, and may also refer to a printable copy for a card not present transaction. This will include transactional details, details of the buyer. The date, amount and a reference number will also be present
</description>
<link>http://www.free-articles-zone.com/article.php?id=34792</link>
<pubDate>2007-01-05</pubDate>
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<item>
<title>Summary of Credit Card Terms - Part 7 (S-V)</title>
<description>Statement –Statement, when used in the context of credit cards, refers to a written record prepared by a credit card company that is usually issued monthly. This will list all transactions and debits/credits that affect a customer’s account. Customers should ensure that they check their statement in detail so that they can raise any issues whilst they can remember their transactions from a given month
</description>
<link>http://www.free-articles-zone.com/article.php?id=34793</link>
<pubDate>2007-01-05</pubDate>
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<item>
<title>Credit Card Fraud: Avoiding the Unavoidable</title>
<description>Credit card fraud is on the rise, with certain sources claiming that the internet has been the breading ground of this illegal industry. With reports suggesting that around 1 in 40 transactions are fraudulent, how can we as consumers avoid facing the brunt of credit card fraud? Credit card fraud can be as hard to trace, as it is easy to commit. 
</description>
<link>http://www.free-articles-zone.com/article.php?id=34794</link>
<pubDate>2007-01-05</pubDate>
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<item>
<title>Credit Cards – Do’s and Don’ts</title>
<description>Credit cards are becoming an increasingly popular way of processing transactions. Today, around 20% of adults in the USA use plastic over cash, however as more people decide to use credit cards, more controversy arises over their misuse. So how should we be using our credit cards, to ensure that we avoid trouble and take advantage of the many features and benefits that credit cards offer?
</description>
<link>http://www.free-articles-zone.com/article.php?id=34795</link>
<pubDate>2007-01-05</pubDate>
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<item>
<title>Credit Cards v Bank Overdrafts</title>
<description>When it comes to borrowing money both bank overdrafts and credit cards are seen as effective solutions in the short term. Both have inherent advantages such as flexibility and short-term cost effectiveness, but what are the disadvantages and how should you decide which is the best solution for your circumstances?  
</description>
<link>http://www.free-articles-zone.com/article.php?id=34796</link>
<pubDate>2007-01-05</pubDate>
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<item>
<title>A couple ways to protect your personal information</title>
<description>In this day in time your personal information such as your address, credit card number, checking account number, and even your telephone number, is at an all time high of theft. Telemarketing companies and marketing companies will pay top dollar for your personal information depending on the type of information collected. Identity theft and other related crimes are also at an all time high.
 </description>
<link>http://www.free-articles-zone.com/article.php?id=29510</link>
<pubDate>2006-11-02</pubDate>
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<item>
<title>Consumers...Beware of fradulent activity</title>
<description>Every internet user should be aware that not everything is as it appears. And anyone banking online etc. should know about a credit card spoof(otherwise known as phishing or a hoax).
  </description>
<link>http://www.free-articles-zone.com/article.php?id=29512</link>
<pubDate>2006-11-02</pubDate>
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<item>
<title>Johnny Cash and Elvis Presley to be recognized by Visa/MC</title>
<description>Johnny Cash and Elvis Presley are now being reconized with 2 new Prepaid MasterCards. Both of which offer a $1,000 sweepstakes. 
</description>
<link>http://www.free-articles-zone.com/article.php?id=29513</link>
<pubDate>2006-11-02</pubDate>
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<item>
<title>Citibank credit card base expected to grow 15%</title>
<description>Citibank has seen large growth in their credit card base in the past few years and is expected to match the industry's projected expansion of 15% per annum in the next couple years.  
</description>
<link>http://www.free-articles-zone.com/article.php?id=29515</link>
<pubDate>2006-11-02</pubDate>
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<item>
<title>Credit Reports and The Consumer</title>
<description>Do you care about your credit? Even if you are not looking to purchase a home or a car in the next few years, these are not the only people that may look at your credit report. Credit reporting can affect you getting a job, renting an apartment, getting credit, or many other things. 
</description>
<link>http://www.free-articles-zone.com/article.php?id=29516</link>
<pubDate>2006-11-02</pubDate>
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<item>
<title>Credit Card Tips</title>
<description>Three major credit bureau's keep information on your credit history. You should locate some of these companies and find out what is in your credit report before trying to determine a credit card that suits you.
   </description>
<link>http://www.free-articles-zone.com/article.php?id=29517</link>
<pubDate>2006-11-02</pubDate>
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<item>
<title>Citi to Begin Testing Balance Transfer Fees</title>
<description>Citi will begin to test balance transfer fees on chosen cards, so when applying for a card or making a balance transfer be sure to read carefully. 
</description>
<link>http://www.free-articles-zone.com/article.php?id=29518</link>
<pubDate>2006-11-02</pubDate>
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<item>
<title>A Guide To Applying for Credit Cards over the Internet</title>
<description>Over the last few years the internet has become your one stop to finding credit cards, comparing APR (annual percentage rate), rewards programs and incentives. And the best part is you can apply for all of them online and with a secure connection. Just from searching google you can find millions of credit card resources
</description>
<link>http://www.free-articles-zone.com/article.php?id=29519</link>
<pubDate>2006-11-02</pubDate>
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<item>
<title>Consumer Alert. Beware of fraudulent e-mails</title>
<description>Every Internet user should know about spoof (a.k.a. phishing or hoax) e-mails that appear to be from a well-known company but can put you at risk.
</description>
<link>http://www.free-articles-zone.com/article.php?id=29520</link>
<pubDate>2006-11-02</pubDate>
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