The Many Financing Options Available for LASIK Eye Surgery

                                                                                         

Unfortunately, because LASIK is considered an elective procedure, it is not usually covered by health insurance companies. Though you may be intimidated by the cost of LASIK, which can reach several thousand dollars for each eye, the cost need not be the reason you avoid LASIK. Laser eye surgery is a medical and lifestyle choice, not just a financial decision. There are many financing options available for those who wish to undergo LASIK eye surgery but can’t afford the out-of-pocket cost.

First, shop around. There is no set fee for LASIK; you may see a lot of variation between eye surgeons, even in the same city. Still, do not go with the lowest price based on cost alone. Remember to take experience and expertise into account; this is your eyesight, after all. Never sacrifice quality for the lowest price, but shopping around can be a way to sure that you’re getting a good deal.

Second, ask potential eye surgeons about the financing options they offer. Many offices will set up a manageable monthly payment plan for you. This is often the least expensive way to finance your procedure; sometimes, the surgeon does not even charge interest. These monthly payments can be much more manageable than trying to come up with the full payment upfront.

If your chosen doctor does not offer financing, you may wish to contact healthcare financing companies, who specialize in setting up payment plans for these types of procedure. Be sure that the LASIK surgeon you are using will work with the financing company; not all surgeons will work with all financing companies. Most eye surgeons can also provide a list of reputable financing companies. You may even be able to apply for a laser eye surgery loan directly through the surgeon’s office. These financing companies allow you to pay off the cost of LASIK over time, with terms ranging from three months to five years.

Check with your place of employment if you’re trying to save up for LASIK procedures. Many offer flexible spending accounts, or FSAs. You can use this account to use pre-tax income to pay for your medical costs, including those associated with laser procedures. Deposit a portion of your pre-tax income each month into a FSA account as a tax-free way to save for your LASIK eye surgery.

Do not let the price of LASIK eye surgery keep you from investigating your options. There are many financing options available to you if you want to undergo laser eye surgery but do not have the money to pay for it upfront.

About the author:
For additional information on LASIK laser vision correction as well as CustomVue WaveFront LASIK and LASIK laser eye surgery in Long Island, it is important to speak with skilled surgeons about your options.

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