Off piste protection

                                                                                         

Travel agents and tour operators will typically offer you ski insurance as part of their ski holiday packages, but there are insurance companies nowadays that specialise in ski and winter sports insurance and who can offer more extensive cover than that available elsewhere. The best place to start is on the internet, as this enables you to get a wide range of quotes quickly and with ease.

Remember that you’re under no obligation at all to buy ski insurance from the travel agent you book your holiday with. Ski insurance is a specialist field, so you’ll find it pays to look around to ensure you get the best possible cover for all those winter sports activities that you might want to try, such as snowboarding, heliskiing, off-piste skiing, dog-sledding and tobogganing.

When you are out there on holiday, you should make sure you keep the risk to your property as low as possible. For instance try exchanging one of your skis with a friend if you ever have to leave them unattended: this will deter thieves, as a pair of mismatched skis will be practically worthless.

Many insurers are nowadays more inclined to allow off-piste skiing and incorporate it into the policies they offer. But you should first always check the details of your policy to work out if you’ll be covered should you try it without a qualified guide. Furthermore, skiing in avalanche zones or areas marked as ‘out of bounds’ will lead your policy to become invalidated.

Look at the fine details to find out the terms in the event that your resort suffers from adverse skiing conditions whilst you’re there. If your resort is near a glacier they may pay for alternative arrangements that will enable you to ski there. There will always be many circumstances that could prevent you from being able to ski, whether it is simply piste closure or illness or injury.

If you’re planning to take more than one skiing holiday during the season, it may turn out cheaper to buy an annual insurance policy. This will take away the hassle of having to find a new policy every time you go away.

If you pay close attention to the fine print of the insurance policies available, then ultimately you’ll find you can make good savings and ensure you are well covered on your holiday.

About the author:
Noting the small details can be made a lot easier by taking out a skiing insurance policy with etravelinsurance.co.uk, a complete winter travel insurance package for any ski holiday.

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