Mountain biking holidays: get insured

                                                                                         

Mountain biking is one of Britain's favourite sports and the majority of kids have a bike these days. UK cycling was the star of the Beijing Olympics, bringing Britain loads of silverware. The Tour de France and other events also have strong British contenders each year.

It is no surprise then that mountain biking holidays are very popular and are well catered for, and resembles what skiing is to winter sports. It's not a difficult thing to learn, in fact it's as simple as riding a bike, and is relatively cheap to buy what you need as a beginner. The vast areas of good terrain mean you'll never have to visit the same place twice unless you want to.

For the more experienced mountain bikers, or those who simply prefer to follow a sense of adventure, it is quite possible to plan a mountain biking holiday from scratch. There are plenty of resources to help research and plan a trip. A good place to start is a specialist travel guide such as Lonely Planet, which have books both for specific countries that will have details of biking hotspots in that country.

Mountain biking publications are always showcasing new or favoured destinations to try out with detailed information. But for those who prefer to take it as it comes, all you need to do is pick one of the top mountain biking resorts around the world, book a plane ticket, and then ask around when you get there- you'll soo find some quality riding.

Of course, as with all travel, but especially with adventurous holidays, good travel insurance is necessary. Mountain biking can be a sport where accidents happen pretty frequently and as a result some sides of the activity will not be covered by your typical holiday insurance policy, especially sub-divisions such as downhill racing or cross-country in rough terrain.

This is because insurance is based on risk and the more skilled areas of biking are very risky. The chances of injury are greatly increased the higher the speed of the rider and the mor difficult the ground on which he is travelling, not to mention risk of damaging expensive equipment. Personal liability for accidents can also be an issue, given that cyclists can cause an accident just like any other road user.

Fortunately the vast majority of insurers will have a policy to suit mountain biking, perhaps advertised as an adventurous sports package. They might cost more but paying a high premium sure beats paying the hospital bills for a broken leg when you take a fall off a high saddle. There are other aspects as well, such as early flights home and alternative accommodation.

Closer to home, there are several popular long-distance routes in the UK, such as the coast-to-coast route in Northern England that starts on the West coast in Cumbria and takes in such wonderful areas as the Lake District, on the way to the East coast. The ride can be done in three or four days, staying in hotels along the way or even camping.

About the author:
Get well priced single trip insurance for your mountain bike holiday with the AA Travel Insurance. Find cheap travel insurance wherever you are going.

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