College Credit Card Fraud Protection

As a college student, you have enough problems to worry about, like deciding whether to sign up for a 7 a.m. class, getting that research paper done on time and catching a ride home for the holidays. The last thing you want to worry about is credit card fraud.

But alas, credit card fraud is on the rise, and millions of people and companies are losing money left and right because criminals are illegally charging money onto YOUR card! So how can you protect your credit card?

Just follow these easy steps:

Online Use

Keep a copy of an online receipt or confirmation in a safe place

Research the legitimacy of a company and see if they provide credit card fraud protection before buying anything from them

Delete any emails that may have your credit card information in them

Update your credit card information online if it is saved on certain sites

Phone

Keep copies of your phone bill (paper or electronic) in a safe place

Verify any calls asking for your credit information (Most legitimate companies won't ask for it on the phone)

Verify the price of a transaction if you did not hear it clearly

Paper

Keep copies of your receipts in a safe place

Make sure you read the receipt carefully before signing it

Read all credit card applications carefully (See if they offer credit card fraud protection)

Shred all credit card applications you receive if you aren't going to apply

Shred all credit card receipts before you throw them away

Open bills right away and make sure there are no bogus purchases

Here also a few more general tips about protecting your credit card:

Sign your credit cards as soon as they arrive

Never write your PIN number on your credit card

Keep your credit cards in a separate compartment in your wallet

Don't lend your credit card to anyone unless you completely trust them

Destroy any unused credit cards

Cancel a credit card immediately if it is lost or stolen

Along with following these easy steps, you can also learn about managing your credit. Then you can stop worrying about your credit card and start thinking about your future!

About the author:
Trish Smith is a copywriter for Green Student U, Student Finance Domain and Study Abroad Domain, websites that are devoted to providing college students with helpful environmental, financial and study abroad advice.

Article Source: http://www.Free-Articles-Zone.com